For Sale
1753 106th Avenue, Otsego, MI 49078
$269,000
MLS # 26027328 (Michigan Regional Information Center (MichRIC))
2 beds1 bath1,220 sqftBuilt 19603.7 acres
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Listing Description
Charming farmhouse living with room to roam! Situated on 3.7 acres just outside of Otsego, this adorable home offers the perfect blend of country charm and convenience. The spacious kitchen features a snack bar, dining area, and a large window that fills the space with natural light. A cozy den with a wood-burning fireplace provides a welcoming gathering space (seller has never used the fireplace). The home includes a main-floor bedroom and an additional walk-through bedroom upstairs. The convenient main-floor laundry room also serves as a mudroom, with plenty of space for coats, boots, and even a freezer. Step outside to a shaded patio, ideal for relaxing or entertaining family and friends. The acreage provides endless opportunities for outdoor enjoyment, whether you're dreaming of a garden, chickens, bonfires, cookouts, or simply having room to play and explore. A spacious pole barn with concrete floors and electricity offers excellent space for storage, a workshop, or your
Source: SparkMLS
About this home
This 2-bedroom, 1-bath, 1,220 sq ft home built in 1960 sits in Otsego Township in Otsego.
Listed at $269,000 (about $220/sq ft).
Estimated annual property tax: $2,716, or about $226 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms1
Living Area1,220 sqft
Lot Size3.7 acres
Year Built1960
Stories2
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleFarmhouse
ConstructionAluminum Siding, Stone, Vinyl Siding, Wood Siding
BasementFull, Michigan Basement
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorCeiling Fan(s), Broadband, Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed6/4/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,716
Tax Year2026
Assessed Value$52,581
Parcel #17-015-023-00
Source: SparkMLS
Legal Description
COM AT S 1/4 COR TH W 1223.8' TH CONT W 340' TH N 476' TH E 340.01' TH S 476' TO POB SEC 15 T1N R12W (2015).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Denise M Atwood
Five Star Real Estate
Frequently Asked Questions about 1753 106th Avenue, Otsego, MI 49078
Which school district serves 1753 106th Avenue, Otsego, MI 49078?
Per MLS# 26027328, 1753 106th Avenue, Otsego, MI 49078 is in the Otsego boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Otsego directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26027328, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1753 106th Avenue, Otsego, MI 49078?
Per public tax records, annual property taxes for this property are $2,716 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1753 106th Avenue, Otsego, MI 49078 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1753 106th Avenue, Otsego, MI 49078 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1753 106th Avenue, Otsego, MI 49078?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Monthly payment$1,745
Principal & interest$1,745
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1753 106th Avenue, Otsego, MI 49078
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Municipality
Otsego Township
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