For Sale
177 N Cotter Road, Essexville, MI 48732
$285,000
MLS # 50210472 (MiRealSource)
3 beds2 bathsBuilt 19771.72 acres
1 / 36
Listing Description
Welcome to this country home on Cotter! Nestled on 1.72 acres with plenty of woods, this tri-level home offers the perfect blend of privacy and space. Featuring 3 bedrooms, 2 full bathrooms, well-maintained crawl space and a large family room ideal for entertaining, there's plenty of room for everyone. The property also includes a 14' x 20' shed for additional storage. Enjoy peaceful country living with room to roam, garden, or simply relax and take in the natural surroundings. Schedule your showing today!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath home built in 1977 sits in Essexville.
Listed at $285,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Lot Size1.72 acres
Year Built1977
Location
CityEssexville
MunicipalityHampton Twp
Zip Code48732
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementCrawl Space
Garage1.5 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed6/6/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Parcel #070-062-400-005-01
Source: SparkMLS
Legal Description
N 150 FT OF S 625 FT OF E 500 FT OF NE 1/4 OF SE 1/4 SEC 35 T14N R6E 5-5-76
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Erica Vallender
MI Skye Realty LLC
Frequently Asked Questions about 177 N Cotter Road, Essexville, MI 48732
What school district is 177 N Cotter Road, Essexville, MI 48732 in?
Per MLS# 50210472, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 177 N Cotter Road, Essexville, MI 48732?
Per MLS# 50210472, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 177 N Cotter Road, Essexville, MI 48732 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 177 N Cotter Road, Essexville, MI 48732 is in flood zone AE (high risk). Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Hampton Twp police department or the Bay County sheriff's office.
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Monthly payment$1,849
Principal & interest$1,849
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
177 N Cotter Road, Essexville, MI 48732
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