Sold
177 Prospect Street, Rockford, MI 49341
Sold on 05/15/2026 for$370,000
MLS # 26010589 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,211 sqftBuilt 19000.23 acres
1 / 43
Listing Description
Timeless Charm Meets Modern Luxury. Step into this stunning early 1900s gem, where historic character meets high-end updates. Boasting over 2,200 sq. ft., this 4-bed, 2-bath home features soaring ceilings and original hardwood floors. The heart of the home is a brand-new kitchen complete with sleek shaker cabinets, granite countertops, and stainless appliances. The showstopper is the expansive primary suite addition, a true private retreat featuring a sitting area, wet bar, and a spa-like ensuite with a standalone tub and custom shower. Step out from your suite onto the private deck to overlook your lush backyard, newly installed patio. Major updates include: furnace, central air, water heater, electrical, sump pump, and upstairs windows. Located in a premier walkable neighborhood just steps from historic downtown Rockford, local schools, and shopping. Includes an attached garage! APHW HOME WARRANTY WITH UPGRADED BUYER OPTIONS INCLUDED IN SALE.
Source: SparkMLS
About this home
4-bedroom, 2-bath, 2,211 sq ft home in Rockford in Rockford built in 1900.
Final sale price: $370,000 (about $167/sq ft).
Annual property taxes run approximately $6,129 ($511/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,211 sqft
Lot Size0.23 acres
Year Built1900
Stories2
Location
CityRockford
MunicipalityRockford City
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementMichigan Basement
Garage1 space
HeatingForced Air, Space Heater, Wall Furnace
WaterPublic
SewerPublic
UtilitiesCable Connected, Storm Sewer, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Pantry
Sale & Financing
Listed3/18/2026
Sold Date5/14/2026
Original Price$399,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$6,129
Tax Year2025
State Equalized Value$171,700
Taxable Value$148,917
Assessed Value$148,917
Parcel #410636326011
Source: Public Records
Legal Description
COM ON W LINE OF PROSPECT ST 602.25 FT S OF E&W 1/4 LINE TH W TO A PT 380.93 FT E OF W 1/8 LINE TH S 66 FT TH E TO W LINE OF PROSPECT ST TH N 66 FT TO BEG * SEC 36 T9N R11W 0.23 A.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Susan Kazma
Success Realty West Michigan
Frequently Asked Questions about 177 Prospect Street, Rockford, MI 49341
What school district is 177 Prospect Street, Rockford, MI 49341 in?
Per MLS# 26010589, this property is served by Rockford. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26010589, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26010589, the most recent reported annual property tax for 177 Prospect Street, Rockford, MI 49341 is $6,129 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 177 Prospect Street, Rockford, MI 49341 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 177 Prospect Street, Rockford, MI 49341 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Rockford City police department or the Kent County sheriff's office.
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Monthly payment$2,464
Principal & interest$2,464
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
177 Prospect Street, Rockford, MI 49341
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Municipality
Rockford
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