For Sale
17778 N Shore Estates Road, Spring Lake, MI 49456
$779,900
MLS # 26032339 (Michigan Regional Information Center (MichRIC))
3 beds3 baths1,996 sqftBuilt 19910.83 acres
1 / 118
Listing Description
Experience Lake Michigan living at its finest in this exceptional North Shore Estates home, perfectly situated on 3/4 of an acre lot with breathtaking lake views and unforgettable sunsets! This well-loved home offers the perfect opportunity to bring your vision and personal touches while building equity in one of the Lakeshore's most desirable neighborhoods. A great room showcases soaring cathedral ceilings, dramatic two-story windows, and a cozy fireplace, all framed by spectacular Lake Michigan views. The kitchen, with center island flows into the dining area, offering views of the dunes behind the lake and beyond, while a convenient half bath and main-floor laundry add everyday functionality. The walkout lower level features two bedrooms with lake views, a full bath, an oversized two-stall garage, and abundant storage for all your beach essentials. Upstairs, the versatile loft provides additional sleeping space with a full bath, generous closet, and unlimited possibilities.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,996 sq ft home in Spring Lake Township in Spring Lake built in 1991.
Asking $779,900 (about $391/sq ft).
Property tax estimate: $10,625 per year ($885/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,996 sqft
Lot Size0.83 acres
Year Built1991
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleContemporary
ConstructionWood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available, Storm Sewer
InteriorGarage Door Opener, Center Island
Sale & Financing
Listed6/25/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$600 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$10,625
Tax Year2025
State Equalized Value$433,300
Taxable Value$231,186
Assessed Value$231,186
Parcel #70-03-07-377-020
Source: Public Records
Legal Description
LOT 91 EXC N 1 FT OF W'LY 40 FT NORTH SHORE ESTATES SUB NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Maria Taylor-Huistra
Coldwell Banker Woodland Schmidt Grand Haven
Frequently Asked Questions about 17778 N Shore Estates Road, Spring Lake, MI 49456
Which school district serves 17778 N Shore Estates Road, Spring Lake, MI 49456?
Per MLS# 26032339, 17778 N Shore Estates Road, Spring Lake, MI 49456 is in the Grand Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Haven directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26032339, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 17778 N Shore Estates Road, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $10,625 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 17778 N Shore Estates Road, Spring Lake, MI 49456 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 17778 N Shore Estates Road, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 17778 N Shore Estates Road, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,108
Principal & interest$5,058
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17778 N Shore Estates Road, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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