For Sale
17778 North Shore Estates Road, Spring Lake, MI 49456
$900,000
MLS # 26013307 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,817 sqftBuilt 19910.83 acres
1 / 50
Listing Description
RELAX and ENJOY SPECTACULAR SUNSETS from 4 decks (1400sf) at this NORTH SHORE ESTATES home! Entering the lower level and you'll find 2 bedrooms w/lake views, full bath, 2-stall garage & storage space for beach toys. Upstairs you're immediately drawn to the great room, w/ 2-story windows & cathedral ceilings that give you stunning views of Lake Michigan. Take advantage of the cozy fireplace or walk through the double glass doors to enjoy the elevated views from this wrap around deck. The kitchen has a center island connected to a dining room w/views of the dunes out back and the lake out front, along with a convenient 1/2 bath & laundry area. The upper level has a flex room, a full bath, large closet & space for a king-size bed and multiple single beds. There is potential to finish this top floor and add 2 bedrooms. There are several beach access points to the north, allowing you to enjoy the prestine waters of Lake MI. The heated driveway allows you to enjoy your home year round.
Source: SparkMLS
About this home
Located in Spring Lake Township in Spring Lake, this property offers 3-bedroom, 3-bath, 2,817 sq ft, with original construction dating to 1991.
Currently offered at $900,000 (about $319/sq ft).
Annual property taxes run approximately $10,625 ($885/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,817 sqft
Lot Size0.83 acres
Year Built1991
Stories2
Location
CitySpring Lake
MunicipalitySpring Lake Twp
Zip Code49456
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleCape Cod
ConstructionWood Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerSeptic Tank
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Phone Connected, Natural Gas Connected, Cable Connected, Storm Sewer
InteriorCenter Island, Pantry
Sale & Financing
Listed4/1/2026
Original Price$999,000
Terms AcceptedCash, VA Loan, Conventional
HOA
HOA Fee$600 / Annually
IncludesSnow Removal
Source: SparkMLS
Tax Information
Annual Tax$10,625
Tax Year2025
State Equalized Value$433,300
Taxable Value$231,186
Assessed Value$231,186
Parcel #70-03-07-377-020
Source: Public Records
Legal Description
LOT 91 EXC N 1 FT OF W'LY 40 FT NORTH SHORE ESTATES SUB NO 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Scott C Harestad
Greenridge Realty
Frequently Asked Questions about 17778 North Shore Estates Road, Spring Lake, MI 49456
What school district is 17778 North Shore Estates Road, Spring Lake, MI 49456 in?
Per MLS# 26013307, this property is served by Grand Haven. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013307, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013307, the most recent reported annual property tax for 17778 North Shore Estates Road, Spring Lake, MI 49456 is $10,625 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 17778 North Shore Estates Road, Spring Lake, MI 49456 eligible for USDA financing?
Per USDA Rural Development boundary data, 17778 North Shore Estates Road, Spring Lake, MI 49456 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 17778 North Shore Estates Road, Spring Lake, MI 49456 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Spring Lake Twp police department or the Ottawa County sheriff's office.
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Mortgage Calculator
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Monthly payment$5,887
Principal & interest$5,837
HOA$50
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17778 North Shore Estates Road, Spring Lake, MI 49456
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Municipality
Spring Lake Township
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