For Sale
17940 Cove Street, Spring Lake, MI 49456
$1,299,000
MLS # 26021723 (Michigan Regional Information Center (MichRIC))
4 beds4 baths3,664 sqftBuilt 20170.81 acres
1 / 70
Listing Description
Experience the perfect lakeside newer walkout Ranch Home with 148 ft of frontage on Smith's Bayou with 60' Dock with Electric, Almost 3700 sf offering spacious living, quality finishes, and an inviting layout ideal for both relaxing and entertaining. Surrounded by a peaceful setting on over 1 acre this exceptional property combines comfort, style, and the feel of an everyday getaway. The main living area features a stunning great room with fireplace, custom built-in shelving, and a dramatic wall of windows that brings the outdoors in. The open kitchen is both functional and elegant, showcasing upgraded wood cabinetry with soft-close features, granite countertops, stainless steel appliances, tile backsplash, a large center island with seating, and a walk-in pantry. Sliders from the dining area lead to the covered deck, creating the perfect space to unwind and enjoy the serenity of Waterfront at your doorstep.
Source: SparkMLS
About this home
Located in Ferrysburg in Spring Lake, this property offers 4-bedroom, 4-bath, 3,664 sq ft, with original construction dating to 2017.
Listed at $1,299,000 (about $355/sq ft).
Property tax estimate: $7,907 per year ($659/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Grand Haven Board of Light & Power; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area3,664 sqft
Lot Size0.81 acres
Year Built2017
Stories1
Location
CitySpring Lake
MunicipalityFerrysburg City
Zip Code49456
CountyOttawa
School DistrictGrand Haven
Construction & Systems
StyleRanch
ConstructionVinyl Siding, Wood Siding
BasementDaylight, Full, Walk-Out Access
Garage3 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected
InteriorBroadband, Garage Door Opener, Wet Bar, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed5/11/2026
Original Price$1,350,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,907
Tax Year2026
Assessed Value$282,446
Parcel #70-03-09-431-014/-13
Source: SparkMLS
Legal Description
LOT 1 EXC W 115 FT. BOTTEMA'S SUPRV'S PLAT
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sandi L Gentry
RE/MAX Lakeshore
Frequently Asked Questions about 17940 Cove Street, Spring Lake, MI 49456
Which school district serves 17940 Cove Street, Spring Lake, MI 49456?
Per MLS# 26021723, 17940 Cove Street, Spring Lake, MI 49456 is in the Grand Haven boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grand Haven directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26021723, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 17940 Cove Street, Spring Lake, MI 49456?
Per public tax records, annual property taxes for this property are $7,907 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 17940 Cove Street, Spring Lake, MI 49456 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 17940 Cove Street, Spring Lake, MI 49456 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 17940 Cove Street, Spring Lake, MI 49456?
Per Michigan Public Service Commission service territory data: Electric: Grand Haven Board of Light & Power. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ferrysburg City police department or the Ottawa County sheriff's office.
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Monthly payment$8,425
Principal & interest$8,425
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Grand Haven Board of Light & Power
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
17940 Cove Street, Spring Lake, MI 49456
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Municipality
Ferrysburg
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