For Sale
1818 S Pratt Lake, Martin, MI 49070
$450,000
MLS # 26024133 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,676 sqftBuilt 20020.47 acres
1 / 34
Listing Description
Here's your 2nd chance! Back on the market at no fault of the home. Pratt Lake living at its finest! Built new in 2002 and meticulously maintained by the original owners, this exceptional lakefront home offers peaceful waterfront living on beautiful all-sports Pratt Lake. Enjoy convenient main floor living with a spacious primary ensuite, main floor laundry, remodeled kitchen, and a stunning 4-season sunroom overlooking the lake. Step outside to the large lakeside deck featuring a power retractable awning, perfect for entertaining or relaxing in the shade. The long, gently sloping yard leads to the water's edge where you'll find a lakeside deck and fire pit area for enjoying quiet evenings by the lake. Known for excellent fishing and a peaceful setting, Pratt Lake offers all-sports enjoyment while maintaining a relaxed lake lifestyle, with many residents favoring pontoons and fishing boats. A second 2-stall garage offers extra storage for lake toys and outdoor equipment.
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 2,676 sq ft home built in 2002 sits in Martin Township in Martin.
Asking $450,000 (about $168/sq ft).
Estimated annual property tax: $3,639, or about $303 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,676 sqft
Lot Size0.47 acres
Year Built2002
Stories1
Location
CityMartin
MunicipalityMartin Twp
Zip Code49070
CountyAllegan
School DistrictMartin
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementWalk-Out Access
Garage4 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesPhone Available, High-Speed Internet
InteriorBroadband, LP Tank Rented
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$500 / Semi-Annually
IncludesOther, Snow Removal
Source: SparkMLS
Tax Information
Annual Tax$3,639
Tax Year2025
Assessed Value$114,769
Parcel #15-680-004-00
Source: SparkMLS
Legal Description
UNIT 4 PRATT LAKE ESTATES SEC 15 T2N R11W (98)
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by James VanOtteren
Five Star Real Estate (M6)
Frequently Asked Questions about 1818 S Pratt Lake, Martin, MI 49070
What school district is 1818 S Pratt Lake, Martin, MI 49070 in?
Per MLS# 26024133, this property is served by Martin. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26024133, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26024133, the most recent reported annual property tax for 1818 S Pratt Lake, Martin, MI 49070 is $3,639 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1818 S Pratt Lake, Martin, MI 49070 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1818 S Pratt Lake, Martin, MI 49070 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Martin Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,002
Principal & interest$2,919
HOA$83
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1818 S Pratt Lake, Martin, MI 49070
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Municipality
Martin Township
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