Sold
18180 Hilltop Drive, Charlevoix, MI 49720
Sold on 12/10/2025 for$535,000
MLS # 25041649 (Michigan Regional Information Center (MichRIC))
5 beds3 baths2,485 sqftBuilt 20200.8 acres
1 / 40
Listing Description
Great opportunity to own this 5 bedroom 2.5 bathroom home in Charlevoix! Large spacious open concept main floor living with half bathroom and bedroom. Upstairs you'll find 4 additional bedrooms. Lower level has an egress window and is plumbed for a forth bathroom. Call for your private showing today!
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 2,485 sq ft home built in 2020 sits in Charlevoix.
Final sale price: $535,000 (about $215/sq ft).
Property tax estimate: $4,324 per year ($360/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 1,000 Mbps across 6 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area2,485 sqft
Lot Size0.8 acres
Year Built2020
Stories2
Location
CityCharlevoix
MunicipalityNorwood Twp
Zip Code49720
CountyCharlevoix
School DistrictCharlevoix Public Schools
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorHot Tub Spa, Center Island
Sale & Financing
Listed8/14/2025
Sold Date12/9/2025
Original Price$579,900
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
HOA
HOA Fee$300 / Quarterly
IncludesOther
Source: SparkMLS
Tax Information
Annual Tax$4,324
Tax Year2024
State Equalized Value$236,100
Taxable Value$165,755
Assessed Value$170,893
Homestead (PRE)100%
Parcel #011-400-019-00
Source: Public Records
Legal Description
KLOOSTER'S ISLANDVIEW LOT 19
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kelsey Novotny
Coldwell Banker Woodland Schmidt
Frequently Asked Questions about 18180 Hilltop Drive, Charlevoix, MI 49720
Which school district serves 18180 Hilltop Drive, Charlevoix, MI 49720?
Per MLS# 25041649, 18180 Hilltop Drive, Charlevoix, MI 49720 is in the Charlevoix Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlevoix Public Schools directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25041649, this listing accepts Cash, FHA, VA Loan, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 18180 Hilltop Drive, Charlevoix, MI 49720?
Per public tax records, annual property taxes for this property are $4,324 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 18180 Hilltop Drive, Charlevoix, MI 49720 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 18180 Hilltop Drive, Charlevoix, MI 49720 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 18180 Hilltop Drive, Charlevoix, MI 49720. The maximum advertised download speed is 1.0 Gbps. 6 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 18180 Hilltop Drive, Charlevoix, MI 49720?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Norwood Twp police department or the Charlevoix County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,732
Principal & interest$3,632
HOA$100
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1 Gbps
Upload
1 Gbps
FiberGSO SatelliteSatelliteFixed WirelessLicensed Fixed Wireless
6 providers at this address
TruestreamFiber
1 GbpsStarlinkGSO Satellite
280 MbpsViasat IncSatellite
150 MbpsHughesNetSatellite
100 Mbps186networksFixed Wireless
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
18180 Hilltop Drive, Charlevoix, MI 49720
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