Sold
1845 Spencer Drive, Norton Shores, MI 49441
Sold on 06/12/2026 for$340,000
MLS # 26013862 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,150 sqftBuilt 19480.27 acres
1 / 29
Listing Description
Beautiful 3 bed, 2 bath home in the Mona Shores School District with 2,150 total finished sq ft. Conveniently located near schools, shopping, restaurants, parks, and just minutes from Lake Michigan and Mona Lake. The main floor features 2 bedrooms, a full bath, a cozy living area with a gas fireplace, a kitchen with a pantry, and a formal dining room. Upstairs offers a spacious primary suite with a private bath, large closet, and tongue-and-groove ceiling. The partially finished basement provides additional living space with an egress window and could potentially be a 4th bedroom. Enjoy the fenced backyard with a large deck, 220/110 hookup for a hot tub, and a fire pit area--perfect for entertaining. Updates include a new high-efficiency furnace, roof, gutters, flooring (hardwood, LVP, and carpet), and a heated garage with a new Modine Dawg-style heater. Move-in ready--schedule your showing today!
Source: SparkMLS
About this home
3-bedroom, 2-bath, 2,150 sq ft home in Norton Shores in Norton Shores built in 1948.
Final sale price: $340,000 (about $158/sq ft).
Estimated annual property tax: $4,343, or about $362 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,150 sqft
Lot Size0.27 acres
Year Built1948
Stories2
Location
CityNorton Shores
MunicipalityNorton Shores City
Zip Code49441
CountyMuskegon
School DistrictMona Shores
Construction & Systems
StyleCape Cod
ConstructionVinyl Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Storm Sewer
InteriorBroadband
Sale & Financing
Listed4/6/2026
Sold Date6/11/2026
Terms AcceptedCash, FHA, VA Loan, MSHDA, Conventional
Concessions$8,000
Source: SparkMLS
Tax Information
Annual Tax$4,343
Tax Year2025
Assessed Value$117,535
Parcel #27-390-000-0013-00
Source: SparkMLS
Legal Description
CITY OF NORTON SHORES HARBOR PARK LOT 13
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Kim Colegrove
TrenSyd Realty LLC
Frequently Asked Questions about 1845 Spencer Drive, Norton Shores, MI 49441
What school district is 1845 Spencer Drive, Norton Shores, MI 49441 in?
Per MLS# 26013862, this property is served by Mona Shores. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26013862, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26013862, the most recent reported annual property tax for 1845 Spencer Drive, Norton Shores, MI 49441 is $4,343 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 1845 Spencer Drive, Norton Shores, MI 49441 eligible for USDA financing?
Per USDA Rural Development boundary data, 1845 Spencer Drive, Norton Shores, MI 49441 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 1845 Spencer Drive, Norton Shores, MI 49441 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Norton Shores City police department or the Muskegon County sheriff's office.
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Monthly payment$2,205
Principal & interest$2,205
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1845 Spencer Drive, Norton Shores, MI 49441
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Municipality
Norton Shores
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