For Sale
1854 Ludgate Lane, Rochester Hills, MI 48309
$699,900
MLS # 20261043508 (Realcomp)
4 beds3 baths4,143 sqftBuilt 19790.41 acres
1 / 69
Listing Description
This home should be in Better Homes and Gardens Magazine! Meticulous Chirco built, Georgian-style center-entry colonial. Lovely area, dead-end street. Mistaken for Christian Hills sub, but the legal is "Riverside Highlands." Circle drive, side-entry garage with tons of extra storage and a new garage door. Original homeowner is a very talented decorator. White La Fata cabinets, granite counters in the well-organized kitchen. Offers Profile stainless appliances with a wine fridge. Kitchen opens to spacious family room with gas fireplace and custom wet bar. Pass-through window from kitchen overlooks a huge year-round sun room. Seller is using the formal dining room as cozy conversation. The formal living room is now the formal dining room, large enough for a large dining table for family gatherings. Beautiful library or office on the first floor. Four large bedrooms on the 2nd floor, including a spacious master suite. Private updated bath and walk-in closet with multiple drawers. Professionally finished basement, cool bar with bar fridge and tons of extra space for storage. Lots of updates such as newer windows, furnace, A/C (9 & 8 years old), roof (2 years old) and new gutters. Lushly landscaped with tons of blooming flowers and a charming gazebo for casual dining or relaxing in the yard. This one is a winner with highly rated Rochester school district. This home is well loved and it shows!
Source: SparkMLS
About this home
Located in Rochester Hills in Rochester Hills, this property offers 4-bedroom, 3-bath, 4,143 sq ft, with original construction dating to 1979.
Asking $699,900 (about $169/sq ft).
Property tax estimate: $4,418 per year ($368/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area4,143 sqft
Lot Size0.41 acres
Year Built1979
Stories2
Location
CityRochester Hills
MunicipalityRochester Hills
Zip Code48309
CountyOakland
School DistrictRochester
Construction & Systems
ConstructionBrick
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Finished, Humidifier
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,418
State Equalized Value$215,720
Taxable Value$143,180
Parcel #1520428011
Source: Public Records
Legal Description
T3N, R11E, SEC 20 RIVERSIDE HIGHLANDS LOT 2
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kathleen Doran
Real Estate One-Rochester
Frequently Asked Questions about 1854 Ludgate Lane, Rochester Hills, MI 48309
Which school district serves 1854 Ludgate Lane, Rochester Hills, MI 48309?
Per MLS# 20261043508, 1854 Ludgate Lane, Rochester Hills, MI 48309 is in the Rochester boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rochester directly to confirm enrollment eligibility.
What financing options are available for 1854 Ludgate Lane, Rochester Hills, MI 48309?
Per MLS# 20261043508, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 1854 Ludgate Lane, Rochester Hills, MI 48309?
Per public tax records, annual property taxes for this property are $4,418. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 1854 Ludgate Lane, Rochester Hills, MI 48309 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 1854 Ludgate Lane, Rochester Hills, MI 48309 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 1854 Ludgate Lane, Rochester Hills, MI 48309?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$4,540
Principal & interest$4,540
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
1854 Ludgate Lane, Rochester Hills, MI 48309
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Municipality
Rochester Hills
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County
Oakland County
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