Sold
193 Terrace Drive, Homer, MI 49245
Sold on 02/27/2023 for$400,000
MLS # 22027871 (Michigan Regional Information Center (MichRIC))
3 beds4 baths3,871 sqftBuilt 20071.45 acres
1 / 40
Listing Description
Who needs a Valentine when you can fall in LOVE with a New Home? You will LOVE this home and LOVE this deal! $2,000 BUYER BONUS + $2,000 BUYER AGENT BONUS (at closing with accepted offer by 2/28/23). So much home for the price. Such a quality custom built, well maintained stunning home with all kinds of bells and whistles and it can be yours! Situated on a peaceful and private country setting tucked away on 1.5 acres yet in the Village of Homer, you will be proud every time you drive up to come home. This one has the whole package beginning with the positioning of the home setting back off the road to enjoy and take all in the beautiful yard, landscaping and overall grand appearance and brilliant red exterior. Enjoy private views of nature with the multiple decks and covered front porch
Source: SparkMLS
About this home
Located in Homer Township in Homer, this property offers 3-bedroom, 4-bath, 3,871 sq ft, with original construction dating to 2007.
Final sale price: $400,000 (about $103/sq ft).
Annual property taxes run approximately $5,499 ($458/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 7,000 Mbps across 9 providers. Electric service is provided by Consumers Energy Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms4
Living Area3,871 sqft
Lot Size1.45 acres
Year Built2007
Stories1
Location
CityHomer
MunicipalityHomer Vllg
Zip Code49245
CountyCalhoun
School DistrictHomer
Construction & Systems
StyleRanch
ConstructionHardiPlank Type
BasementFull
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorCeiling Fan(s), Garage Door Opener, Center Island, Eat-in Kitchen, Pantry
Sale & Financing
Listed7/5/2022
Sold Date2/26/2023
Original Price$499,999
Terms AcceptedCash, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,499
Tax Year2022
Assessed Value$116,740
Parcel #43-007-007-05
Source: SparkMLS
Legal Description
LL@LO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Noelle Pelton
Berkshire Hathaway HomeServices Michigan Real Estate
Frequently Asked Questions about 193 Terrace Drive, Homer, MI 49245
What school district is 193 Terrace Drive, Homer, MI 49245 in?
Per MLS# 22027871, this property is served by Homer. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 22027871, the seller has indicated this property accepts the following financing types: Cash, VA Loan, Rural Development, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 22027871, the most recent reported annual property tax for 193 Terrace Drive, Homer, MI 49245 is $5,499 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 193 Terrace Drive, Homer, MI 49245 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 193 Terrace Drive, Homer, MI 49245 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 193 Terrace Drive, Homer, MI 49245?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 7.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Homer Vllg police department or the Calhoun County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteFixed Wireless
9 providers at this address
FrontierFiber
7 Gbps1.2 Gbps
VerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCFixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
193 Terrace Drive, Homer, MI 49245
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Municipality
Homer Township
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County
Jackson County
View county overview →
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