Sold
20 S West Street, Hillsdale, MI 49242
Sold on 03/13/2026 for$199,900
MLS # 26004372 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,701 sqftBuilt 19000.45 acres
1 / 49
Listing Description
Welcome to this move-in-ready 4-bedroom, 1.5-bath home situated on nearly half an acre within the city limits of Hillsdale. This well-maintained property features numerous recent updates throughout, including the kitchen, bathrooms, lighting, and new carpet. All appliances are included, making this home truly easy to move into. Outside, you'll find a spacious two-car detached garage offering ample storage and parking. Enjoy the convenience of being within walking distance to schools, restaurants, parks, and shopping—everything you need is right at your fingertips. With its modern updates, generous lot size, and unbeatable location, this Hillsdale gem is ready for its new owners. Buyers and buyer's agent to verify all information. taxes sourced from the local assessor and subject to change after closing.
Source: SparkMLS
About this home
Located in Hillsdale in Hillsdale, this property offers 4-bedroom, 2-bath, 1,701 sq ft, with original construction dating to 1900.
Final sale price: $199,900 (about $118/sq ft).
Property tax estimate: $2,288 per year ($191/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Hillsdale Board of Public Utilities; natural gas by Michigan Gas Utilities Corporation. Broadband is available with download speeds up to 1,200 Mbps from 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,701 sqft
Lot Size0.45 acres
Year Built1900
Stories2
Location
CityHillsdale
MunicipalityHillsdale City
Zip Code49242
CountyHillsdale
School DistrictHillsdale
Construction & Systems
StyleTraditional
ConstructionAluminum Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Cable Connected
InteriorCeiling Fan(s)
Sale & Financing
Listed2/5/2026
Sold Date3/12/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,288
Tax Year2025
Assessed Value$56,656
Parcel #006-327-426-31
Source: SparkMLS
Legal Description
. W3 S 1/2 LOT 4, SOUTH ADD THIRD WARD. AS OF 12/31/2018 - WARD 3 S LOT 4 0.45A+/- BLK 12 SOUTH ADDN SEC 27 T6S R3W THIRD WARD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Brad Jenkins
CENTURY 21 Affiliated
Frequently Asked Questions about 20 S West Street, Hillsdale, MI 49242
Which school district serves 20 S West Street, Hillsdale, MI 49242?
Per MLS# 26004372, 20 S West Street, Hillsdale, MI 49242 is in the Hillsdale boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hillsdale directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26004372, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20 S West Street, Hillsdale, MI 49242?
Per public tax records, annual property taxes for this property are $2,288 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20 S West Street, Hillsdale, MI 49242 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 20 S West Street, Hillsdale, MI 49242 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 20 S West Street, Hillsdale, MI 49242. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 20 S West Street, Hillsdale, MI 49242?
Per Michigan Public Service Commission service territory data: Electric: Hillsdale Board of Public Utilities. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hillsdale City police department or the Hillsdale County sheriff's office.
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Monthly payment$1,297
Principal & interest$1,297
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Internet
Download
1.2 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteUnlicensed Fixed WirelessSatelliteDSL
9 providers at this address
XfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsHughesNetSatellite
100 MbpsViasat IncSatellite
100 MbpsDMCI Broadband LLCLicensed Fixed Wireless
40 MbpsAT&TDSL
10 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Hillsdale Board of Public Utilities
Municipal
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20 S West Street, Hillsdale, MI 49242
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Municipality
Hillsdale
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