For Sale
20546 Northern Lights Lane, Unit 14, Mackinaw City, MI 49701
$380,000
MLS # 201838433
2 beds2 baths
1 / 51
Listing Description
Motivated Seller! Below appraised value. Located in a desirable waterfront community with a shared beach offering views of the iconic Mackinac Bridge and access to a refreshing swimming pool. This upper-level 2-bedroom, 2-bath condo has been beautifully updated throughout. Enjoy a brand-new kitchen with granite countertops, Kohler sink and faucets, Insta-Hot, disposal, microwave, and dishwasher. Additional features include: • Cathedral ceilings in the Living Room. • New remote-controlled ceiling fans in both bedrooms • New garage door with remote and exterior keypad • Freshly painted throughout, including the garage • Updated blinds Comfort, convenience, and coastal charm just minutes from downtown Mackinaw City. STR allowed through the management program, Age: 21-30 Years Approx.
Source: SparkMLS
About this home
This 2-bedroom, 2-bath home sits in Mackinaw City.
Asking $380,000.
Electric service is provided by Presque Isle Electric & Gas Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms2
Bathrooms2
Location
CityMackinaw City
MunicipalityMackinaw Twp
Zip Code49701
CountyCheboygan
Sale & Financing
Listed1/7/2026
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jacqueline Kimball
Real Broker LLC - Petoskey
Frequently Asked Questions about 20546 Northern Lights Lane, Unit 14, Mackinaw City, MI 49701
Is 20546 Northern Lights Lane, Unit 14, Mackinaw City, MI 49701 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 20546 Northern Lights Lane, Unit 14, Mackinaw City, MI 49701 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Presque Isle Electric & Gas Cooperative. Gas: DTE Gas Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Mackinaw Twp police department or the Cheboygan County sheriff's office.
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Monthly payment$2,465
Principal & interest$2,465
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Presque Isle Electric & Gas Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20546 Northern Lights Lane, Unit 14, Mackinaw City, MI 49701
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