For Sale
2057 108th Avenue, Otsego, MI 49078
$360,000
MLS # 26004201 (Michigan Regional Information Center (MichRIC))
3 beds2 baths2,544 sqftBuilt 19800.79 acres
1 / 43
Listing Description
Welcome to this private retreat offering comfort, entertainment, and outdoor living on a secluded lot. This 3-bedroom, 2 full-bath home features a smart and functional layout with space to relax and host guests. The main living areas are warm and inviting, while the walkout basement is designed for entertaining with a dry bar, making it the perfect space for game nights, gatherings, or casual relaxation. The lower level opens directly to a cute garden, creating a seamless indoor-outdoor connection. Step outside to your own private in-ground swimming pool and patio area, ideal for summer entertaining, lounging, and enjoying Michigan's summers. Surrounded by a privacy fence, this property offers peace, privacy, and a true backyard escape rarely found. Located in Otsego, Michigan, this home combines privacy with convenience, making it a great option for buyers seeking a move-in-ready property with standout entertainment features and outdoor amenities.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 2,544 sq ft home built in 1980 sits in Otsego Township in Otsego.
Asking $360,000 (about $142/sq ft).
Estimated annual property tax: $5,936, or about $495 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 6,000 Mbps across 7 providers. Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area2,544 sqft
Lot Size0.79 acres
Year Built1980
Stories1
Location
CityOtsego
MunicipalityOtsego Twp
Zip Code49078
CountyAllegan
School DistrictOtsego
Construction & Systems
StyleRanch
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Available, Electricity Available, Natural Gas Connected
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed2/4/2026
Original Price$375,000
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,936
Tax Year2025
Assessed Value$174,500
Parcel #17-320-002-00
Source: SparkMLS
Legal Description
LOT 2 JAMES CLARK SUBDIVISION SEC 8 T1N R12W.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Robert G Conat
EXP Realty LLC
Frequently Asked Questions about 2057 108th Avenue, Otsego, MI 49078
What school district is 2057 108th Avenue, Otsego, MI 49078 in?
Per MLS# 26004201, this property is served by Otsego. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 2057 108th Avenue, Otsego, MI 49078?
Per MLS# 26004201, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26004201, the most recent reported annual property tax for 2057 108th Avenue, Otsego, MI 49078 is $5,936 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2057 108th Avenue, Otsego, MI 49078 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2057 108th Avenue, Otsego, MI 49078 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2057 108th Avenue, Otsego, MI 49078?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 6.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Otsego Twp police department or the Allegan County sheriff's office.
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Mortgage Calculator
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Monthly payment$2,335
Principal & interest$2,335
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
6 Gbps
Upload
6 Gbps
FiberCableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed Wireless
7 providers at this address
123.NET IncFiber
6 GbpsSpectrumCable
1 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2057 108th Avenue, Otsego, MI 49078
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Municipality
Otsego Township
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