Under Contract
206 W Shepherd Street, Charlotte, MI 48813
$204,900
MLS # 295033 (Greater Lansing Association of REALTORS®)
3 beds1 bathBuilt 18760.46 acres
1 / 35
Listing Description
If you've ever dreamt of living in an unapologetically purple, witchy Victorian — your moment has arrived, it really can be Halloween all year long! Set on a massive ½ acre corner lot, this storybook worthy home comes with a heated three car garage that's basically a dream for hobby lovers, makers, tinkerers, or anyone with too many toys and not enough places to hide them. Inside, you get soaring ceilings, an open floor plan, and all the quirky character you could hope for. The kitchen is the heart of the home — warm, welcoming, and perfect for gatherings. A sun soaked back room opens to a big unfinished deck that's ready for your final touches; the huge yard is a blank slate ready for your veggie garden and chicken coop., View: City, Foundation Details: Combination,Stone
Source: SparkMLS
About this home
This 3-bedroom, 1-bath home built in 1876 sits in Charlotte in Charlotte.
Listed at $204,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size0.46 acres
Year Built1876
Location
CityCharlotte
MunicipalityCharlotte City
Zip Code48813
CountyEaton
Construction & Systems
ConstructionVinyl Siding, Wood Siding
BasementMichigan Basement
Garage3 spaces
SewerPublic
InteriorWood Floor, Laminate Floor, Ceiling Fan(s)
Sale & Financing
Listed4/12/2026
Original Price$209,900
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rose Vadnais
Coldwell Banker Professionals-E.L.
Frequently Asked Questions about 206 W Shepherd Street, Charlotte, MI 48813
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 206 W Shepherd Street, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 206 W Shepherd Street, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 206 W Shepherd Street, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Charlotte City police department or the Eaton County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$1,329
Principal & interest$1,329
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
206 W Shepherd Street, Charlotte, MI 48813
View full property history →
Municipality
Charlotte
View all listings →
Get email alerts for new listings near 206 W Shepherd Street
We'll notify you when something hits the market in Charlotte or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.