Sold
20631 Lochmoor Street, Harper Woods, MI 48225
Sold on 05/01/2026 for$219,000
MLS # 20261018200 (Realcomp)
3 beds3 baths1,311 sqftBuilt 19510.12 acres
1 / 43
Listing Description
A wonderful opportunity awaits at 20631 Lochmoor St, a classic yet modernized 1951 brick bungalow in Harper Woods, zoned for Grosse Pointe Schools. The entrance provides a warm welcome with a cozy fireplace in the living room and dining room and kitchen nearby to offer ease while entertaining. Two of the three bedrooms and a full bath are located on the first floor. The primary bedroom provides a temporary retreat upstairs with an ensuite bathroom and plenty of closet space. The tidy partially-finished basement provides bonus space for entertainment, home gym or office, and plenty of additional storage as well as laundry area. Beyond the interiors, the property extends its allure outdoors with a private fenced backyard with fire pit and patio space providing ample opportunities for leisure and alfresco enjoyment. This property embodies a distinguished opportunity to embrace a lifestyle characterized by comfort, charm and thoughtful design.
Source: SparkMLS
About this home
3-bedroom, 3-bath, 1,311 sq ft home in Harper Woods in Harper Woods built in 1951.
This home sold for $219,000 (about $167/sq ft).
Annual property taxes run approximately $4,680 ($390/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,311 sqft
Lot Size0.12 acres
Year Built1951
Stories2
Location
CityHarper Woods
MunicipalityHarper Woods City
Zip Code48225
CountyWayne
School DistrictGrosse Pointe
Construction & Systems
ConstructionBrick
BasementPartial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed3/20/2026
Sold Date4/30/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,680
Parcel #42010011340000
Source: SparkMLS
Legal Description
393A1340 LOT 1340 ARTHUR J SCULLY'S EASTERN SUPER- HIGHWAYS SUB PC 183 393 577 611 L56 P75 76 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Megan Ford
@properties Christie's Int'l RE Grosse Pointe
Frequently Asked Questions about 20631 Lochmoor Street, Harper Woods, MI 48225
Which school district serves 20631 Lochmoor Street, Harper Woods, MI 48225?
Per MLS# 20261018200, 20631 Lochmoor Street, Harper Woods, MI 48225 is in the Grosse Pointe boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Grosse Pointe directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261018200, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 20631 Lochmoor Street, Harper Woods, MI 48225?
Per public tax records, annual property taxes for this property are $4,680. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 20631 Lochmoor Street, Harper Woods, MI 48225 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 20631 Lochmoor Street, Harper Woods, MI 48225 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 20631 Lochmoor Street, Harper Woods, MI 48225?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Wayne County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,459
Principal & interest$1,459
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
20631 Lochmoor Street, Harper Woods, MI 48225
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Municipality
Harper Woods
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County
Wayne County
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