For Sale
2120 Campfire Trail, Alger, MI 48610
$220,000
MLS # 1946848 (Northern Great Lakes REALTORS® MLS)
3 beds1 bathBuilt 19741.12 acres
1 / 23
Listing Description
Nestled along the beautiful Rifle River, this charming chalet-style cottage offers a rare opportunity to own over 190 feet of premium river frontage with stunning panoramic views. Family-owned since the early 70’s, this well-maintained retreat is perfectly positioned close to the river, allowing you to enjoy a breathtaking waterfront setting that would be difficult to replicate today. The cottage features 3 bedrooms, a warm and inviting interior with a combination of drywall, wallpaper, and brick accents. Large vinyl windows and a sliding glass door capture the spectacular river views and provide abundant natural light throughout. Enjoy relaxing mornings and evenings on the spacious front and rear decks overlooking the sandy-bottom frontage of the Rifle River. Additional features include LP gas heat, block foundation with crawl space, vinyl windows, kitchen appliances included, and a detached 10x12 vinyl-sided storage shed. Conveniently located approximately 15 minutes from West Branch and just 2.5 hours north of Detroit, this waterfront getaway offers the perfect Up North escape for fishing, kayaking, tubing, wildlife watching, or simply unwinding by the river. A unique opportunity to create lasting family memories on one of Northern Michigan’s most scenic rivers. $220,000.
Source: SparkMLS
About this home
3-bedroom, 1-bath home in Alger built in 1974.
Listed at $220,000.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Lot Size1.12 acres
Year Built1974
Location
CityAlger
Zip Code48610
CountyArenac
Construction & Systems
BasementCrawl Space
HeatingWall Furnace
WaterPrivate Water
Sale & Financing
Listed6/17/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Jeffrey D Thompson
Thompson State Wide Real Estate
Frequently Asked Questions about 2120 Campfire Trail, Alger, MI 48610
Can I use FHA or VA financing for this property?
Per MLS# 1946848, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 2120 Campfire Trail, Alger, MI 48610 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2120 Campfire Trail, Alger, MI 48610 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Water: Private Water. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2120 Campfire Trail, Alger, MI 48610
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