For Sale
21215 E 11 Mile Road, Saint Clair Shores, MI 48081
$650,000
MLS # 50206283 (MiRealSource)
5 beds4 bathsBuilt 19400.37 acres
1 / 66
Listing Description
One of a kind property!!! Expansive 5-bedroom, 4.5-bath property, with over 3,000 sq/ft of finished space, positioned on a 1/3-acre lot close to marinas, public parks and schools. This home offers the feel of a sprawling ranch with multiple bonus spaces. Featuring 2 updated kitchens, multiple living/family rooms, full bathroom and kitchenette in finished basement, bungalow w/ full bathroom, dedicated office space, zoned climate system, three door walls to the massive paver patio with a covered lounge area and shed w/full electrical. Mother-in-law apartment w/ kitchen, living room, dining area, fireplace and ensuite w/ walk in shower. From the whole-home generator to the spacious circle driveway, every detail of this home has been curated for comfort and peace of mind. Updates include: 3 separate HVAC systems(2022), 1 LG heat pump(2023), Generac 14Kw natural gas generator(2023), vinyl windows 2020, basement refinished(2021), front kitchen(2021), rear kitchen (2025), most flooring (2020 or newer), roof(2020), patio and walkway pavers(2022), rear family room refinished(2023). More updates and features, come see for yourself!!
Source: SparkMLS
About this home
This 5-bedroom, 4-bath home built in 1940 sits in St Clair Shores in Saint Clair Shores.
Listed at $650,000.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms4
Lot Size0.37 acres
Year Built1940
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48081
CountyMacomb
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab, Crawl Space
Garage2 spaces
HeatingForced Air, Heat Pump, Other
SewerPublic
InteriorHumidifier, Ceiling Fan(s)
Sale & Financing
Listed5/3/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Paul Kowalewski
Keller Williams Realty Lakeside
Frequently Asked Questions about 21215 E 11 Mile Road, Saint Clair Shores, MI 48081
Can I use FHA or VA financing for this property?
Per MLS# 50206283, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 21215 E 11 Mile Road, Saint Clair Shores, MI 48081 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 21215 E 11 Mile Road, Saint Clair Shores, MI 48081 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$4,216
Principal & interest$4,216
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21215 E 11 Mile Road, Saint Clair Shores, MI 48081
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Municipality
St Clair Shores
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County
Macomb County
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