Sold
2122 2nd Street, Bay City, MI 48708
Sold on 04/10/2026 for$140,000
MLS # 50191757 (MiRealSource)
4 beds1 bathBuilt 19010.21 acres
1 / 48
Listing Description
Welcome to your dream home! This charming 4-bedroom, 2-bathroom residence offers the perfect blend of comfort and convenience. Step into the spacious living room where a cozy gas fireplace sets the mood for relaxed evenings. The first-floor master suite provides ease and privacy, complete with an attached bath. Upstairs, you'll find three additional bedrooms, each boasting generously sized closets that ensure ample storage space, along with a shared bathroom for added convenience. Recent updates include new gutters, a leaf filter system, and elegant French doors that enhance both functionality and style. The home also offers a basement, ideal for all your storage needs or the potential to create your own hobby space. Outside, enjoy breathtaking mornings and relaxing evenings on a sprawling 27x20 deck, perfect for entertaining or simply soaking up the sun. The yard is fully fenced in, offering privacy and safety for kids and pets to play freely. The detached 14x20 garage provides not only parking but additional storage opportunities. This delightful home seamlessly combines functionality with charm, making it the perfect choice for those looking to live comfortably and stylishly. Don't miss the opportunity to make this wonderful house your forever home!
Source: SparkMLS
About this home
This 4-bedroom, 1-bath home built in 1901 sits in Bay City in Bay City.
Final sale price: $140,000.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.21 acres
Year Built1901
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
Garage1 space
HeatingForced Air
SewerPublic
Sale & Financing
Listed10/15/2025
Sold Date4/9/2026
Original Price$150,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Breanna Dinsmoore
JPAR - Great Lakes Bay Region
Frequently Asked Questions about 2122 2nd Street, Bay City, MI 48708
What school district is 2122 2nd Street, Bay City, MI 48708 in?
Per MLS# 50191757, this property is served by Bay City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 50191757, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 2122 2nd Street, Bay City, MI 48708 eligible for USDA financing?
Per USDA Rural Development boundary data, 2122 2nd Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2122 2nd Street, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2122 2nd Street, Bay City, MI 48708?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2122 2nd Street, Bay City, MI 48708. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$934
Principal & interest$934
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2122 2nd Street, Bay City, MI 48708
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Municipality
Bay City
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