Sold
2145 Terrapin Street, Wolverine Lake, MI 48390
Sold on 08/01/2025 for$415,000
MLS # 20251009808 (Realcomp)
3 beds3 baths2,744 sqftBuilt 19720.24 acres
1 / 52
Listing Description
Fully Updated Quad-Level Home with Private Beach Access on All-Sports Wolverine LakeLive the lake lifestyle in this beautifully updated, maintenance-free 3-bedroom, 2.5-bath unique quad-level home located just steps from private beach access on coveted all-sports Wolverine Lake. With a long list of brand-new upgrades and modern finishes, this home offers turnkey comfort and exceptional value in one of the area’s most sought-after waterfront communities.Step inside to discover a bright, open layout with fresh luxury vinyl plank flooring and new carpet throughout. The updated kitchen features sleek granite countertops, stainless steel appliances, and ample cabinetry—perfect for everyday living and entertaining.The spacious Master suite offers a true retreat, complete with a walk-in closet and private en suite bathroom. Two additional bedrooms share a full bath, while a second-floor deck with lake views provides the perfect spot for morning coffee or evening sunsets.The walkout lower level expands your living space with a huge family room, dedicated home office, updated half bath with granite vanity, and abundant storage space or work out room. This home provides over 2700 square feet of finished living space!Major upgrades include:New metal roof & new vertical siding for long-lasting curb appealNew concrete driveway, new rear deck, and second-floor deck with lake viewNew furnace, AC, hot water heater, new well, and water conditioning systemLocated in a quiet, friendly neighborhood just a short walk to the lake, this home offers the perfect blend of comfort, convenience, and year-round recreation—including boating, swimming, fishing, and more. Close to highways and shopping.Don’t miss this rare opportunity to own a fully updated home in a private lakefront community. Schedule your showing today and enjoy summer on the lake!
Source: SparkMLS
About this home
Located in Commerce Township in Wolverine Lake, this property offers 3-bedroom, 3-bath, 2,744 sq ft, with original construction dating to 1972.
Closed at $415,000 (about $151/sq ft).
Property tax estimate: $3,188 per year ($266/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Fiber internet is available at this address with download speeds up to 5,000 Mbps across 9 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,744 sqft
Lot Size0.24 acres
Year Built1972
Stories4
Location
CityWolverine Lake
MunicipalityCommerce Twp
Zip Code48390
CountyOakland
School DistrictWalled Lake
Construction & Systems
ConstructionVinyl Siding
BasementWalk-Out Access, Crawl Space
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorBasement Finished, Water Softener/Owned
Sale & Financing
Listed6/17/2025
Sold Date7/31/2025
Terms AcceptedCash, Conventional
HOA
HOA Fee$25 / Annually
Source: SparkMLS
Tax Information
Annual Tax$3,188
State Equalized Value$165,830
Taxable Value$165,830
Parcel #1728234016
Source: Public Records
Legal Description
T2N, R8E, SEC 28 SPRING LAKE HEIGHTS SUB LOTS 22, 23 & 24, ALSO S 1/2 OF LOT 25 BLK 16
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by John Cessna
Tremaine Real Estate
Frequently Asked Questions about 2145 Terrapin Street, Wolverine Lake, MI 48390
Which school district serves 2145 Terrapin Street, Wolverine Lake, MI 48390?
Per MLS# 20251009808, 2145 Terrapin Street, Wolverine Lake, MI 48390 is in the Walled Lake boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Walled Lake directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251009808, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2145 Terrapin Street, Wolverine Lake, MI 48390?
Per public tax records, annual property taxes for this property are $3,188. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2145 Terrapin Street, Wolverine Lake, MI 48390 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2145 Terrapin Street, Wolverine Lake, MI 48390 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 2145 Terrapin Street, Wolverine Lake, MI 48390. The maximum advertised download speed is 5.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 2145 Terrapin Street, Wolverine Lake, MI 48390?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$2,460
Principal & interest$2,458
HOA$2
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
5 Gbps
Upload
5 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2145 Terrapin Street, Wolverine Lake, MI 48390
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Municipality
Commerce Township
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County
Oakland County
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