Sold
2148 E Wheeler Road, Bay City, MI 48706
Sold on 04/28/2026 for$399,900
MLS # 50202605 (MiRealSource)
5 beds3 bathsBuilt 19850.96 acres
1 / 41
Listing Description
Located in desirable Monitor Township, this beautifully updated 5-bedroom, 3-bathroom home offers over 2,900 square feet of thoughtfully designed living space and was completely remodeled down to the studs in 2012, including new wiring, plumbing, heating, insulation, and flooring. The spacious layout is ideal for both everyday living and entertaining, featuring a main floor primary bedroom and convenient first-floor laundry. Generous room sizes and a functional floor plan provide flexibility for families, guests, or work-from-home needs. Set on a park-like property with mature landscaping, the home offers peaceful country views and a sense of privacy while still being just minutes from town amenities. A rare highlight is the oversized 4-car heated garage with a dedicated workshop area, perfect for storage, hobbies, or additional workspace. This move-in ready home combines modern updates, space, and a serene setting in a highly sought-after location. Pre-inspected by Larry VanWert. Call today for a private showing.
Source: SparkMLS
About this home
Located in Bay City, this property offers 5-bedroom, 3-bath, with original construction dating to 1985.
This home sold for $399,900.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Lot Size0.96 acres
Year Built1985
Location
CityBay City
MunicipalityMonitor Twp
Zip Code48706
CountyBay
School DistrictBay City
Construction & Systems
ConstructionVinyl Siding
BasementPartial, Crawl Space
Garage4 spaces
HeatingForced Air
SewerSeptic Tank
Sale & Financing
Listed3/25/2026
Sold Date4/27/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan Sagady
Bay Realty Michigan
Frequently Asked Questions about 2148 E Wheeler Road, Bay City, MI 48706
Which school district serves 2148 E Wheeler Road, Bay City, MI 48706?
Per MLS# 50202605, 2148 E Wheeler Road, Bay City, MI 48706 is in the Bay City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Bay City directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 50202605, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2148 E Wheeler Road, Bay City, MI 48706 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2148 E Wheeler Road, Bay City, MI 48706 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2148 E Wheeler Road, Bay City, MI 48706?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Monitor Twp police department or the Bay County sheriff's office.
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Monthly payment$2,594
Principal & interest$2,594
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2148 E Wheeler Road, Bay City, MI 48706
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