Sold
2148 N Lakeshore Drive, Ludington, MI 49431
Sold on 06/23/2026 for$157,000
MLS # 26023336 (Michigan Regional Information Center (MichRIC))
1 bed1 bath560 sqftBuilt 19300.25 acres
1 / 68
Listing Description
AGENTS PLEASE READ AGENT ONLY REMARKS. Welcome to your charming, cozy, move-in ready bungalow/cottage in beautiful Ludington! This delightful 2-bedroom, 1-bath home offers 560 sq ft of comfortable living space and includes a bunkhouse for extra guests plus a workshop/storage shed with electric for all your hobbies, toys & gear. Few properties offer this gorgeous, meticulously landscaped private back yard Oasis. Perfect as a vacation getaway, year-round residence, or rental opportunity. Ideally located in between Hamlin Lake, Lake Michigan and the State Park (about a 5 minute walk) for all boating, fishing, kayaking, swimming, and endless water adventures. Home is currently heated with wall furnace and main bedroom has European Radiant Heater for supplemental heat. Enjoy all that Ludington has to offer including sandy beaches, hiking, biking, golf, shopping, dining, state parks, festivals, and sunsets over Lake Michigan.
Source: SparkMLS
About this home
Located in Ludington, this property offers 1-bedroom, 1-bath, 560 sq ft, with original construction dating to 1930.
Closed at $157,000 (about $280/sq ft).
Annual property taxes run approximately $874 ($73/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms1
Bathrooms1
Living Area560 sqft
Lot Size0.25 acres
Year Built1930
Stories1
Location
CityLudington
MunicipalityHamlin Twp
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
HeatingRadiant, Wall Furnace, Other
WaterWell
SewerSeptic Tank
UtilitiesCable Available, Natural Gas Connected
InteriorCeiling Fan(s), Broadband, Guest Quarters, Eat-in Kitchen
Sale & Financing
Listed5/18/2026
Sold Date6/22/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$874
Tax Year2026
Assessed Value$33,853
Parcel #53-007-034-037-00
Source: SparkMLS
Legal Description
X90. W 183 FT OF N 60 FT OF S 1/2 OF N 1/2 OFSW 1/4 OF SW 1/4 SUBJ TO R/W OF CO HWY HWY ON W SIDE SEC 34 T19N R18W .25 A M/L
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Roxanne McIntyre
Always McIntyre Realty, LLC
Frequently Asked Questions about 2148 N Lakeshore Drive, Ludington, MI 49431
Which school district serves 2148 N Lakeshore Drive, Ludington, MI 49431?
Per MLS# 26023336, 2148 N Lakeshore Drive, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 2148 N Lakeshore Drive, Ludington, MI 49431?
Per MLS# 26023336, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2148 N Lakeshore Drive, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $874 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2148 N Lakeshore Drive, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2148 N Lakeshore Drive, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2148 N Lakeshore Drive, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hamlin Twp police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$1,037
Principal & interest$1,037
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2148 N Lakeshore Drive, Ludington, MI 49431
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