For Sale
215 Water Street, Harbor Beach, MI 48441
$275,000
MLS # 50194074 (MiRealSource)
4 beds1 bathBuilt 18700.3 acres
1 / 19
Listing Description
Wake up to breathtaking views of Lake Huron from your dining room table. This beautifully updated 4 bedroom home is perfectly positioned across the street from Lincoln Park beach and walking distance to Main St. restaurants, bars and the American Legion. Located in one of Harbor Beach’s most desirable settings, this property blends comfort, charm, and convenience. The stylish eat-in kitchen has been thoughtfully updated, offering the perfect space to gather with family or friends. Large windows, recently replaced throughout, fill the home with natural light and frame peaceful glimpses of the lake. Step outside to enjoy the spacious yard, mature trees, and the sound of waves just across the road. Whether you’re dreaming of a year-round home or a relaxing coastal retreat, this Harbor Beach haven delivers timeless lake-life living at its best.
Source: SparkMLS
About this home
4-bedroom, 1-bath home in Harbor Beach in Harbor Beach built in 1870.
Listed at $275,000.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms1
Lot Size0.3 acres
Year Built1870
Location
CityHarbor Beach
Zip Code48441
CountyHuron
School DistrictHarbor Beach
Construction & Systems
ConstructionVinyl Siding
BasementCrawl Space
Garage2.5 spaces
HeatingForced Air
SewerPublic
InteriorCeiling Fan(s)
Sale & Financing
Listed11/11/2025
Original Price$295,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Parcel #52-416-008-70
Source: SparkMLS
Legal Description
E 176 FT OF S 1/2 OF N 1/2 OF LOT 8 BLK 16 MAP OF PART OF VILLAGE OF SAND BEACH (NOW CITY OF HARBOR BEACH) ALSO N 1/2 OF S 1/2 OF E 166' OF LOT 8 BLK 16 MAP OF PART OF SAND BEACH (NOW CITY OF HARBOR BEACH).
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Bryan Gardner
Modern Realty
Frequently Asked Questions about 215 Water Street, Harbor Beach, MI 48441
What school district is 215 Water Street, Harbor Beach, MI 48441 in?
Per MLS# 50194074, this property is served by Harbor Beach. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 50194074, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Is 215 Water Street, Harbor Beach, MI 48441 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 215 Water Street, Harbor Beach, MI 48441 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 215 Water Street, Harbor Beach, MI 48441?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Mortgage Calculator
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Monthly payment$1,784
Principal & interest$1,784
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberGSO SatelliteLicensed Fixed WirelessSatelliteDSLUnlicensed Fixed Wireless
9 providers at this address
XfinityCable
1.2 GbpsAir AdvantageFiber
1 GbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsAVS BroadbandLicensed Fixed Wireless
50 MbpsHughesNetSatellite
50 MbpsFrontierDSL
45 MbpsAir AdvantageUnlicensed Fixed Wireless
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
215 Water Street, Harbor Beach, MI 48441
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Municipality
Harbor Beach
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