Sold
21525 Downing Street, Saint Clair Shores, MI 48080
Sold on 06/02/2026 for$245,000
MLS # 20261029411 (Realcomp)
3 beds1 bath1,673 sqftBuilt 19780.23 acres
1 / 42
Listing Description
New to market! Welcome home to this beautiful brick ranch situated near the Nautical Mile! Close to downtown St. Clair Shores, parks, marinas and more! The open floorplan provides ample natural light. The kitchen features custom cabinets, newer appliances and a large dining area. Down the hall, you will find 3 bedrooms and a large full bathroom. The partially finished basement has painted cement floors and endless potential. Outside is an extra long driveway providing plenty of parking. The deep garage can fit 4 cars or serve as a large 2 car with a workshop! On just shy of a 1/4 acre lot, this property has a ton to offer! Newer waterproof vinyl floors throughout. New a/c, furnace and hot water heater 2025. New roof with complete tear off 2017.
Source: SparkMLS
About this home
Located in St Clair Shores in Saint Clair Shores, this property offers 3-bedroom, 1-bath, 1,673 sq ft, with original construction dating to 1978.
This home sold for $245,000 (about $146/sq ft).
Annual property taxes run approximately $2,342 ($195/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,673 sqft
Lot Size0.23 acres
Year Built1978
Stories1
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48080
CountyMacomb
School DistrictLakeview
Construction & Systems
ConstructionBrick
BasementPartial
Garage2.5 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorBasement Partially Finished
Sale & Financing
Listed4/28/2026
Sold Date6/1/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$2,342
State Equalized Value$114,300
Taxable Value$48,703
Parcel #14-27-158-029
Source: Public Records
Legal Description
HEFFNER & FLEMMING'S ELM DRIVE SUBDIVISION (L8, P90) E 10' OF LOT 11 AND ALL OF LOT 12
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Nicole Elliott
J Michael Realty LLC
Frequently Asked Questions about 21525 Downing Street, Saint Clair Shores, MI 48080
Which school district serves 21525 Downing Street, Saint Clair Shores, MI 48080?
Per MLS# 20261029411, 21525 Downing Street, Saint Clair Shores, MI 48080 is in the Lakeview boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Lakeview directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 20261029411, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 21525 Downing Street, Saint Clair Shores, MI 48080?
Per public tax records, annual property taxes for this property are $2,342. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 21525 Downing Street, Saint Clair Shores, MI 48080 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 21525 Downing Street, Saint Clair Shores, MI 48080 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 21525 Downing Street, Saint Clair Shores, MI 48080?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Macomb County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Monthly payment$1,654
Principal & interest$1,654
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
21525 Downing Street, Saint Clair Shores, MI 48080
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Municipality
St Clair Shores
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County
Macomb County
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