Sold
217 N Monroe Street, Rockford, MI 49341
Sold on 05/20/2026 for$514,000
MLS # 26023650 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,686 sqftBuilt 19140.44 acres
1 / 1
Listing Description
Sold before broadcast! The incredible home sits on one of the rarest lots in downtown Rockford. Situated on Rum creek, this 3 bed, 1 1/2 bath features a beautiful timber frame living room, kitchen and dining room. Relax on the back deck overlooking the water or enjoy bonus living space above the garage! Truly a wonderful and unique property within walking distance to everything Rockford has to offer!
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,686 sq ft home built in 1914 sits in Rockford in Rockford.
This home sold for $514,000 (about $305/sq ft).
Property tax estimate: $5,108 per year ($426/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,686 sqft
Lot Size0.44 acres
Year Built1914
Stories2
Location
CityRockford
MunicipalityRockford City
Zip Code49341
CountyKent
School DistrictRockford
Construction & Systems
StyleTraditional
ConstructionVinyl Siding, Wood Siding, Other
BasementDaylight, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
Sale & Financing
Listed5/19/2026
Sold Date5/19/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,108
Tax Year2025
State Equalized Value$172,500
Taxable Value$102,332
Assessed Value$99,642
Parcel #410636402016
Source: Public Records
Legal Description
PART LOT 8 COM 220.75 FT S ALONG W LINE OF MONROE ST /66 FT WIDE/ FROM E&W 1/4 LINE TH W PAR WITH E&W 1/4 LINE 165 FT M/L TO A PT 132 FT E OF E LINE OF MAIN ST /66 FT WIDE/ TH S PAR WITH SD E LINE 115.5 FT TH E PAR WITH E&W 1/4 LINE 165 FT M/L TO SD W LINE TH N 115.5 FT TO BEG * VILLAGE OF ROCKFORD
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tracie Rich
RE/MAX United (Main)
Frequently Asked Questions about 217 N Monroe Street, Rockford, MI 49341
Which school district serves 217 N Monroe Street, Rockford, MI 49341?
Per MLS# 26023650, 217 N Monroe Street, Rockford, MI 49341 is in the Rockford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Rockford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26023650, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 217 N Monroe Street, Rockford, MI 49341?
Per public tax records, annual property taxes for this property are $5,108 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 217 N Monroe Street, Rockford, MI 49341 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 217 N Monroe Street, Rockford, MI 49341 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 217 N Monroe Street, Rockford, MI 49341?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Rockford City police department or the Kent County sheriff's office.
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Monthly payment$3,334
Principal & interest$3,334
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
217 N Monroe Street, Rockford, MI 49341
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Municipality
Rockford
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