Sold
217 N Phelps Street, Decatur, MI 49045
Sold on 08/25/2023 for$293,000
MLS # 23023560 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,368 sqftBuilt 19000.4 acres
1 / 43
Listing Description
Do not miss this beautiful Victorian with an abundance of character. Want to have coffee on the front porch or cozy up to the fireplace; you can do both. Built around 1900 this home features original woodwork in beautiful condition, including pocket doors. Antique fireplace recently converted to gas with new surround, beveled glass windows, beautiful curved window in staircase. Built in cupboards that open into dining room and butler's pantry currently being used as a coffee bar. Parquet and wood floors, 2 car attached garage. The original carriage house is currently being used for storage although the possibilities are endless. Newer gutters and roof, furnace (2021) and upgraded electrical, plumbing, new double hung windows from Bee Windows (2021/2022) in most of downstairs.
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,368 sq ft home built in 1900 sits in Decatur Village in Decatur.
Final sale price: $293,000 (about $124/sq ft).
Annual property taxes run approximately $4,862 ($405/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Fiber internet is available at this address with download speeds up to 2,000 Mbps across 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Consumers Energy Company.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,368 sqft
Lot Size0.4 acres
Year Built1900
Stories2
Location
CityDecatur
MunicipalityDecatur Vllg
Zip Code49045
CountyVan Buren
School DistrictDecatur Public Schools
Construction & Systems
StyleVictorian
ConstructionVinyl Siding
BasementFull, Michigan Basement
Garage2 spaces
HeatingHot Water, Radiant
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected
InteriorGarage Door Opener
Sale & Financing
Listed7/5/2023
Sold Date8/24/2023
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,231
Tax Year2022
State Equalized Value$99,700
Taxable Value$99,700
Assessed Value$58,810
Homestead (PRE)100%
Parcel #80-43-040-521-00
Source: Public Records
Legal Description
905 19-4-14 743-366,367 926-04 938-40 1044-582 1386-474 1620-376 1642-1000 *** LOT 17 BLOCK Q ORIGINAL PLAT OF DECATUR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Donald A McQueen
NextHome Champions
Frequently Asked Questions about 217 N Phelps Street, Decatur, MI 49045
What school district is 217 N Phelps Street, Decatur, MI 49045 in?
Per MLS# 23023560, this property is served by Decatur Public Schools. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 23023560, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 23023560, the most recent reported annual property tax for 217 N Phelps Street, Decatur, MI 49045 is $2,231 (2022). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 217 N Phelps Street, Decatur, MI 49045 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 217 N Phelps Street, Decatur, MI 49045 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 217 N Phelps Street, Decatur, MI 49045?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 2.0 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Decatur Vllg police department or the Van Buren County sheriff's office.
Loading map...
Tax Estimate
$
Annual tax$4,862
Monthly$405
Millage rate48.7634 mills
Municipality: Village of Decatur
School district: DECATUR PUBLIC SCHOOLS
County: Van Buren
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,286
Principal & interest$1,881
Property taxes$405
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
2 Gbps
Upload
2 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
Surf InternetFiber
2 GbpsXfinityCable
1.2 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsAT&TLicensed Fixed Wireless
25 MbpsFrontierDSL
10 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
217 N Phelps Street, Decatur, MI 49045
View full property history →
Municipality
Decatur Village
View all listings →
Get email alerts for new listings near 217 N Phelps Street
We'll notify you when something hits the market in Decatur Village or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.