For Sale
2189 W Vermontville Highway, Charlotte, MI 48813
$799,000
MLS # 26029899 (Michigan Regional Information Center (MichRIC))
5 beds4 baths3,894 sqftBuilt 198849.92 acres
1 / 62
Listing Description
Discover a rare opportunity to own a versatile recreational and rural property featuring an updated home, established wildlife habitat improvements, and a thoughtfully designed hunting setup that has been producing results for years. Located along Vermontville Highway with paved road frontage, this unique acreage offers a combination of comfortable country living, outdoor recreation and future land-use flexibility. The home has been extensively updated and is ready for immediate enjoyment. Inside, you will find a beautifully remodeled kitchen featuring quartz countertops, custom soft-close cabinetry, and stainless steel appliances. The functional floor plan includes a main-level primary bedroom and convenient main-level laundry service. Additional living space can be found in the finished basement, providing flexibility for entertaining, storage, hobbies, or recreation.
Source: SparkMLS
About this home
Located in Charlotte, this property offers 5-bedroom, 4-bath, 3,894 sq ft, with original construction dating to 1988.
Asking $799,000 (about $205/sq ft).
Property tax estimate: $10,737 per year ($895/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeFarm
Bedrooms5
Bathrooms4
Living Area3,894 sqft
Lot Size49.92 acres
Year Built1988
Stories2
Location
CityCharlotte
MunicipalityChester Twp
Zip Code48813
CountyEaton
School DistrictCharlotte
Construction & Systems
StyleContemporary, Farmhouse
ConstructionBrick, Vinyl Siding
BasementFull, Walk-Out Access, Other
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesElectricity Available, Cable Available, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Garage Door Opener, Center Island
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$10,737
Tax Year2025
State Equalized Value$265,200
Taxable Value$231,916
Assessed Value$231,916
Parcel #06002720008000
Source: Public Records
Legal Description
E 60 A OF NE 1/4 EXCEPT E 392 FT OF N 1120 FT. SEC.27, T3N,R5W, CHESTER TWP 1982
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Michael Valliere
Whitetail Properties Real Estate, LLC
Frequently Asked Questions about 2189 W Vermontville Highway, Charlotte, MI 48813
Which school district serves 2189 W Vermontville Highway, Charlotte, MI 48813?
Per MLS# 26029899, 2189 W Vermontville Highway, Charlotte, MI 48813 is in the Charlotte boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Charlotte directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26029899, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2189 W Vermontville Highway, Charlotte, MI 48813?
Per public tax records, annual property taxes for this property are $10,737 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2189 W Vermontville Highway, Charlotte, MI 48813 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2189 W Vermontville Highway, Charlotte, MI 48813 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2189 W Vermontville Highway, Charlotte, MI 48813?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Chester Twp police department or the Eaton County sheriff's office.
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Monthly payment$5,182
Principal & interest$5,182
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2189 W Vermontville Highway, Charlotte, MI 48813
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