For Sale
22420 McKenzie Street, Dowagiac, MI 49047
$499,900
MLS # 26026887 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,632 sqftBuilt 199120.9 acres
1 / 54
Listing Description
Escape to your own private Michigan retreat on 20.9 acres, including 19 wooded acres with trails, hunting stands, and abundant wildlife. This unique property offers the perfect blend of recreation, relaxation, and homestead living. Spend mornings collecting fresh eggs from the working chicken coop, afternoons exploring the woods, and evenings entertaining by the heated pool and cabana bar. Inside, enjoy spacious living areas, a gas fireplace, dedicated home gym, tanning room, and numerous recent updates. The heated garage and boiler system provide year-round comfort and functionality. Whether you're seeking a private homestead, hunting retreat, hobby farm, or weekend escape, this property delivers a lifestyle few can match. Gather around the fire pit, watch deer and turkey roam the property, and enjoy the peace and privacy of Southwest Michigan. Turn-key furnished option available. Listing agent is related to the seller.
Source: SparkMLS
About this home
Located in Dowagiac, this property offers 3-bedroom, 3-bath, 2,632 sq ft, with original construction dating to 1991.
Currently offered at $499,900 (about $190/sq ft).
Property tax estimate: $5,348 per year ($446/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,632 sqft
Lot Size20.9 acres
Year Built1991
Stories1
Location
CityDowagiac
MunicipalityWayne Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementPartial, Walk-Out Access
Garage1 space
HeatingForced Air, Hot Water
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,348
Tax Year2025
Assessed Value$216,800
Parcel #14-150-025-014-11
Source: SparkMLS
Legal Description
Lengthy on file including two tax ID's 14-150-025-014-11 & 14-150-025-014-20 19.67 Acres and 1.46 Acres
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tarah L Sheteron
Cressy & Everett Real Estate
Frequently Asked Questions about 22420 McKenzie Street, Dowagiac, MI 49047
Which school district serves 22420 McKenzie Street, Dowagiac, MI 49047?
Per MLS# 26026887, 22420 McKenzie Street, Dowagiac, MI 49047 is in the Dowagiac boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Dowagiac directly to confirm enrollment eligibility.
What financing options are available for 22420 McKenzie Street, Dowagiac, MI 49047?
Per MLS# 26026887, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 22420 McKenzie Street, Dowagiac, MI 49047?
Per public tax records, annual property taxes for this property are $5,348 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 22420 McKenzie Street, Dowagiac, MI 49047 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 22420 McKenzie Street, Dowagiac, MI 49047 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 22420 McKenzie Street, Dowagiac, MI 49047?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Wayne Twp police department or the Cass County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$3,242
Principal & interest$3,242
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22420 McKenzie Street, Dowagiac, MI 49047
View full property history →
Get email alerts for new listings near 22420 McKenzie Street
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.