Under Contract
22716 Stephens Street, Saint Clair Shores, MI 48080
$409,900
MLS # 20261037097 (Realcomp)
3 beds3 baths2,137 sqftBuilt 20150.16 acres
1 / 55
Listing Description
Move-in ready 3-bedroom, 2.5-bath colonial nestled in the heart of St. Clair Shores near the highly sought-after Nautical Mile! This beautiful home offers an open-concept floor plan perfect for everyday living and entertaining. The gorgeous kitchen features granite countertops, stainless steel appliances, and a large pantry, flowing seamlessly into the spacious dining area and great room. A main-floor home office provides the ideal work-from-home setup or flex space. Upstairs you’ll find convenient second-floor laundry, along with a spacious primary suite featuring a walk-in shower and ample closet space. Two additional bedrooms share a full bath.Step outside to enjoy the beautifully finished patio and fully fenced backyard — perfect for summer gatherings, pets, or relaxing evenings. The unfinished basement offers endless possibilities for additional living space, a gym, or extra storage. Located just minutes from the waterfront, marinas, parks, and some of St. Clair Shores’ favorite restaurants and entertainment spots including DOX Grillhouse, Johnny Black’s Lake House, Mike’s on the Water, and other popular waterfront destinations along the Nautical Mile. Enjoy easy access to boating and lake life with nearby marinas including and , plus waterfront recreation at and . A true turnkey home in an unbeatable location!
Source: SparkMLS
About this home
Located in St Clair Shores in Saint Clair Shores, this property offers 3-bedroom, 3-bath, 2,137 sq ft, with original construction dating to 2015.
Currently offered at $409,900 (about $192/sq ft).
Estimated annual property tax: $6,887, or about $574 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,137 sqft
Lot Size0.16 acres
Year Built2015
Stories2
Location
CitySaint Clair Shores
MunicipalitySaint Clair Shores City
Zip Code48080
CountyMacomb
School DistrictSouth Lake
Construction & Systems
ConstructionBrick, Vinyl Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed5/20/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$6,887
State Equalized Value$208,500
Taxable Value$138,385
Parcel #14-27-477-011
Source: Public Records
Legal Description
WHITMORE LAKE SUBDIVISION (L4, P17) LOT 11
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ron Trombetti
Berkshire Hathaway HomeServices Kee Realty Washin
Frequently Asked Questions about 22716 Stephens Street, Saint Clair Shores, MI 48080
What school district is 22716 Stephens Street, Saint Clair Shores, MI 48080 in?
Per MLS# 20261037097, this property is served by South Lake. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 20261037097, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261037097, the most recent reported annual property tax for 22716 Stephens Street, Saint Clair Shores, MI 48080 is $6,887. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 22716 Stephens Street, Saint Clair Shores, MI 48080 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 22716 Stephens Street, Saint Clair Shores, MI 48080 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Macomb County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,659
Principal & interest$2,659
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
22716 Stephens Street, Saint Clair Shores, MI 48080
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Municipality
St Clair Shores
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County
Macomb County
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