For Sale
2311 22nd Street, Bay City, MI 48708
$425,000
MLS # 50189995 (MiRealSource)
Built 19620.28 acres
1 / 23
Listing Description
Investor Opportunity with Immediate Income Purpose-built brick garden-style 4-unit offering stable cash flow and long-term investment potential. Approximately 3,132 sq. ft. with four spacious 2-bedroom, 1-bath units. Each unit offers approximately 783 sq. ft. of living space plus a full basement with washer/dryer hookups. Utilities are separately metered and tenant-paid. Taxes and insurance are approximately $5,500/year. Gross rental income is approximately $48,000/year. Convenient Bay City location near hospital, schools, shopping and restaurants. Rare opportunity for investors seeking stable cash flow, low operating expenses, and long-term upside.
Source: SparkMLS
About this home
Located in Bay City in Bay City, this property offers 4-bath, with original construction dating to 1962.
Listed at $425,000.
Broadband is available with download speeds up to 1,000 Mbps from 8 providers. Electric service is provided by Bay City Electric Light & Power; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeMulti Family
Bathrooms4
Lot Size0.28 acres
Year Built1962
Location
CityBay City
MunicipalityBay City
Zip Code48708
CountyBay
Sale & Financing
Listed9/29/2025
Original Price$499,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Jonathan Minerick
HomeCoin.com
Frequently Asked Questions about 2311 22nd Street, Bay City, MI 48708
Can I use FHA or VA financing for this property?
Per MLS# 50189995, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
Is 2311 22nd Street, Bay City, MI 48708 eligible for USDA financing?
Per USDA Rural Development boundary data, 2311 22nd Street, Bay City, MI 48708 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2311 22nd Street, Bay City, MI 48708 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2311 22nd Street, Bay City, MI 48708?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2311 22nd Street, Bay City, MI 48708. The maximum advertised download speed is 1.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Bay City Electric Light & Power. Gas: Consumers Energy Company. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Bay City police department or the Bay County sheriff's office.
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Monthly payment$2,757
Principal & interest$2,757
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
1 Gbps
Upload
35 Mbps
CableLicensed Fixed WirelessGSO SatelliteSatelliteDSL
8 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Bay City Electric Light & Power
Municipal
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2311 22nd Street, Bay City, MI 48708
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Municipality
Bay City
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