For Sale
2348 Spring Arbor, St. Joseph, MI 49085
$239,000
MLS # 26028071 (Michigan Regional Information Center (MichRIC))
1.04 acres
1 / 32
Listing Description
A luxurious waterfront lifestyle awaits on this spectacular 1.04-acre elevated building site with 180 feet of frontage on the majestic St. Joseph River, offering breathtaking panoramic river views and a serene, wooded setting ideal for a custom dream home or summer retreat. Custom home builder in place. Located at the end of a quiet cul-de-sac in the upscale River Trace Estates, this is the last available lot in the cul-de-sac, blending privacy with refined neighborhood living and access to 35 acres of wooded common area with scenic hiking and walking trails along the river. Enjoy an unmatched outdoor lifestyle with boating, kayaking, jet skiing, fishing, biking, and cross-country skiing right from your property, plus the ability to reach Lake Michigan in approximately 35 minutes by boat. The property is within the award-winning St. Joseph School District, less than 5 miles from Interstate 94, and offers city water, electric and natural gas at the road, and Comcast availability.
Source: SparkMLS
About this home
Currently offered at $239,000.
Estimated annual property tax: $4,344, or about $362 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeLand
Property SubtypeLot
Bathrooms0
Lot Size1.04 acres
Location
CitySt. Joseph
MunicipalityRoyalton Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
WaterPublic
UtilitiesNatural Gas Available, Electricity Available, Cable Available, None
Sale & Financing
Listed6/8/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$1,000 / Annually
Source: SparkMLS
Tax Information
Annual Tax$4,344
Tax Year9999
Assessed Value$0
Parcel #17-6750-0014-01-0
Source: SparkMLS
Legal Description
SPLIT ON 09/27/2023 FROM 17-6750-0013-01-8; UNIT 14A RIVER TRACE ESTATES SEVENTH AMENDMENT LIBER 89 PAGE 123
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kiara Nelson
Keller Williams Ann Arbor Mrkt
Frequently Asked Questions about 2348 Spring Arbor, St. Joseph, MI 49085
Which school district serves 2348 Spring Arbor, St. Joseph, MI 49085?
Per MLS# 26028071, 2348 Spring Arbor, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26028071, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2348 Spring Arbor, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,344 (9999). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2348 Spring Arbor, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2348 Spring Arbor, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2348 Spring Arbor, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Royalton Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$1,633
Principal & interest$1,550
HOA$83
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2348 Spring Arbor, St. Joseph, MI 49085
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Municipality
Royalton Township
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