Sold
2366 Cumberland Drive, Troy, MI 48085
Sold on 07/01/2026 for$449,000
MLS # 20261038835 (Realcomp)
4 beds3 baths2,447 sqftBuilt 19670.22 acres
1 / 39
Listing Description
Welcome to 2366 Cumberland Drive, a beautifully maintained 4 bedroom, 2.5 bath home located in the highly sought after Mt. Vernon Subdivision of Troy. This is a wonderful opportunity to own in a well established neighborhood known for its award winning Troy schools. Walk, ride your bike, or enjoy the quick commute to Hill Elementary School, Larson Middle School, and Athens High School. Inside, you’ll find four generously sized bedrooms, including a spacious primary suite with a walk in closet and updated ensuite bathroom. The second upstairs full bathroom has also been recently renovated. In the family room, you’ll experience the convenience of a gas fireplace. The home offers an expansive layout with generous living spaces throughout, creating a functional floor plan that lives large. In addition to the new bathrooms, recent improvements include stainless steel kitchen appliances (2020), hot water heater (2021), roof (2022), and exterior paint including the siding and shutters (2023). Additional highlights include a 2 car attached garage, fenced backyard, and a generator outlet for added convenience.
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,447 sq ft home in Troy in Troy built in 1967.
Final sale price: $449,000 (about $183/sq ft).
Property tax estimate: $4,270 per year ($356/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,447 sqft
Lot Size0.22 acres
Year Built1967
Stories4
Location
CityTroy
MunicipalityCity of Troy
Zip Code48085
CountyOakland
School DistrictTroy
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHumidifier
Sale & Financing
Listed5/28/2026
Sold Date6/30/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,270
State Equalized Value$200,590
Taxable Value$117,620
Parcel #2013328008
Source: Public Records
Legal Description
T2N, R11E, SEC 13 MT. VERNON ESTATES SUB'N LOT 80
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kaitlyn Kramer
Crain Homes
Frequently Asked Questions about 2366 Cumberland Drive, Troy, MI 48085
What school district is 2366 Cumberland Drive, Troy, MI 48085 in?
Per MLS# 20261038835, this property is served by Troy. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261038835, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261038835, the most recent reported annual property tax for 2366 Cumberland Drive, Troy, MI 48085 is $4,270. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2366 Cumberland Drive, Troy, MI 48085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2366 Cumberland Drive, Troy, MI 48085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Oakland County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$2,853
Principal & interest$2,853
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2366 Cumberland Drive, Troy, MI 48085
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Municipality
Troy
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County
Oakland County
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