Under Contract
2381 Shoreham Highlands Street, St. Joseph, MI 49085
$409,000
MLS # 26002525 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,660 sqftBuilt 19990 acres
1 / 22
Listing Description
Warm, welcoming, and thoughtfully updated, this move-in-ready home blends modern upgrades with everyday comfort. Over the past three years, the home has been refreshed with two brand-new bathrooms (2022), new flooring throughout, updated fixtures, and a full interior repaint. The newly refinished lower level and third bathroom (2025) add flexible living space and include new electrical and plumbing for refrigerator, microwave, and dishwasher, with permits completed through the township. New appliances installed in 2023-2024, a refinished laundry room (2025), and a new garage deck added in 2022 for enhanced safety and convenience complete the package. A well-cared-for home designed for easy, modern living and excellent location and community!
Source: SparkMLS
About this home
4-bedroom, 3-bath, 2,660 sq ft home in St Joseph Township in St. Joseph built in 1999.
Asking $409,000 (about $154/sq ft).
Estimated annual property tax: $5,166, or about $431 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Broadband is available with download speeds up to 2,000 Mbps from 8 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,660 sqft
Year Built1999
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionStone, Wood Siding
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected, Storm Sewer
InteriorCeiling Fan(s), Garage Door Opener
Sale & Financing
Listed6/17/2026
Original Price$425,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$575 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$5,166
Tax Year2024
Assessed Value$167,145
Parcel #11-18-7511-0026-00-1
Source: SparkMLS
Legal Description
UNIT 26 SHOREHAM HIGHLANDS CONDOMINIUMS FOURTEENTH AMENDMENT LIBER 39 PAGE 254 BLDG 25 CONSOLIDATING MASTER DEED LIBER 39 PAGE 282
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Anne Gain
@properties Christie's International R.E.
Frequently Asked Questions about 2381 Shoreham Highlands Street, St. Joseph, MI 49085
What school district is 2381 Shoreham Highlands Street, St. Joseph, MI 49085 in?
Per MLS# 26002525, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 26002525, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26002525, the most recent reported annual property tax for 2381 Shoreham Highlands Street, St. Joseph, MI 49085 is $5,166 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2381 Shoreham Highlands Street, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA Rural Development boundary data, 2381 Shoreham Highlands Street, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2381 Shoreham Highlands Street, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 2381 Shoreham Highlands Street, St. Joseph, MI 49085?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 2381 Shoreham Highlands Street, St. Joseph, MI 49085. The maximum advertised download speed is 2.0 Gbps. 8 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Mortgage Calculator
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Monthly payment$3,228
Principal & interest$2,653
HOA$575
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
Download
2 Gbps
Upload
250 Mbps
CableGSO SatelliteUnlicensed Fixed WirelessSatelliteLicensed Fixed WirelessDSL
8 providers at this address
XfinityCable
2 GbpsStarlinkGSO Satellite
280 MbpsMercury FiberUnlicensed Fixed Wireless
150 MbpsViasat IncSatellite
100 MbpsHughesNetSatellite
50 MbpsT-MobileLicensed Fixed Wireless
25 MbpsAT&TDSL
10 MbpsAT&TLicensed Fixed Wireless
0 MbpsFCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2381 Shoreham Highlands Street, St. Joseph, MI 49085
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Municipality
St Joseph Township
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