Sold
239 E Summit Street, Breckenridge, MI 48615
Sold on 04/29/2026 for$120,000
MLS # 1939715 (Northern Great Lakes REALTORS® MLS)
3 beds3 bathsBuilt 19900.25 acres
1 / 16
Listing Description
Buyers financing fell through last minute. Charming 3-bedroom, 3-bath home in the quaint village of Breckenridge! This well-maintained property offers a spacious layout with an inviting living area, functional kitchen, and plenty of natural light throughout. Each bedroom provides comfort and ample storage, while the attached 2-car garage adds convenience. Though some updates could enhance its potential, the home’s solid condition and warm character make it move-in ready. A great opportunity to enjoy small-town living with room to make it your own!
Source: SparkMLS
About this home
3-bedroom, 3-bath home in Breckenridge Village in Breckenridge built in 1990.
Closed at $120,000.
Electric service is provided by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Lot Size0.25 acres
Year Built1990
Stories1
Location
CityBreckenridge
Zip Code48615
CountyGratiot
Construction & Systems
BasementCrawl Space
HeatingNatural Gas, Baseboard
WaterPublic
SewerPublic
Sale & Financing
Listed10/17/2025
Sold Date4/28/2026
Original Price$160,000
Terms AcceptedCash, Conventional, FHA, MSHDA
Source: SparkMLS
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rachel Shoemaker
FIVE STAR REAL ESTATE - MT. PLEASANT
Frequently Asked Questions about 239 E Summit Street, Breckenridge, MI 48615
Can I use FHA or VA financing for this property?
Per MLS# 1939715, this listing accepts Cash, Conventional, FHA, MSHDA financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 239 E Summit Street, Breckenridge, MI 48615 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 239 E Summit Street, Breckenridge, MI 48615 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 239 E Summit Street, Breckenridge, MI 48615?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$811
Principal & interest$811
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
239 E Summit Street, Breckenridge, MI 48615
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Municipality
Breckenridge Village
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