For Sale
245 W Girard Road, Union City, MI 49094
$649,900
MLS # 26018733 (Michigan Regional Information Center (MichRIC))
4 beds4 baths2,796 sqftBuilt 19993.21 acres
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Listing Description
Motivated sellers!! WOW! The one you've been waiting for- The perfect, stunning country home centrally located and ready for you! Prepared to be amazed from the moment you turn off the road on to the concrete driveway lined with lights leading right to your stunning new home. The home consists of 4 bedrooms, 3 and a half baths, two of which are primary suites, a walkout basement, a layout that will never go out of style and a back deck overlooking your 3+ acres of total privacy. Walkout your basement on your stamped concrete sideway to turn on your waterfall and enjoy a bonfire next to the serene sounds of your pond. Peaceful tree lined property with not one but two ponds stocked with fish, a massive garden and gardening shed and the best part? A 30x40 pole barn. And no barn would be complete without its own BATHROOM! If that's not enough storage space rest assure the home has a 3 car heated garage! This home is the definition of custom and sure to impress anyone who
Source: SparkMLS
About this home
Located in Union City, this property offers 4-bedroom, 4-bath, 2,796 sq ft, with original construction dating to 1999.
Currently offered at $649,900 (about $232/sq ft).
Property tax estimate: $7,973 per year ($664/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms4
Living Area2,796 sqft
Lot Size3.21 acres
Year Built1999
Stories2
Location
CityUnion City
MunicipalityUnion Twp
Zip Code49094
CountyBranch
School DistrictUnion City
Construction & Systems
StyleContemporary, Craftsman
ConstructionBrick, Wood Siding
BasementWalk-Out Access
Garage5 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
InteriorCeiling Fan(s), Garage Door Opener, LP Tank Rented, Center Island
Sale & Financing
Listed4/28/2026
Original Price$675,000
Terms AcceptedCash, FHA, Conventional
Source: SparkMLS
Tax Information
Annual Tax$7,973
Tax Year2025
Assessed Value$292,362
Parcel #020-023-200-025-01
Source: SparkMLS
Legal Description
UNION TOWNSHIP T5S R7W SECTION 23 350 FT E & W BY 420 FT N & S IN NE CORNER OF FOL DESC BEG AT N 1/4 POST TH E 618.42 FT TH S 1595.22 FT TO BATTLE CREEK RD TH N 64(DEGREES)50' W 698.28 FT ALONG SD RD TH N 1277.76 FT TO POB 3.375 AC +/- SPLIT FOR 2000 OUT OF 200-025-00
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Sydney Butler Elevate Team
Michigan Top Producers
Frequently Asked Questions about 245 W Girard Road, Union City, MI 49094
Which school district serves 245 W Girard Road, Union City, MI 49094?
Per MLS# 26018733, 245 W Girard Road, Union City, MI 49094 is in the Union City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Union City directly to confirm enrollment eligibility.
What financing options are available for 245 W Girard Road, Union City, MI 49094?
Per MLS# 26018733, this listing accepts Cash, FHA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 245 W Girard Road, Union City, MI 49094?
Per public tax records, annual property taxes for this property are $7,973 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 245 W Girard Road, Union City, MI 49094 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 245 W Girard Road, Union City, MI 49094 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 245 W Girard Road, Union City, MI 49094?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: Michigan Gas Utilities Corporation. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Union Twp police department or the Branch County sheriff's office.
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Monthly payment$4,215
Principal & interest$4,215
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
245 W Girard Road, Union City, MI 49094
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