For Sale
24948 Lake Shore Drive, Dowagiac, MI 49047
$489,000
MLS # 26027234 (Michigan Regional Information Center (MichRIC))
4 beds2 baths1,386 sqftBuilt 19600.3 acres
1 / 41
Listing Description
Escape to your own private waterfront retreat on all-sports Little Twin Lake. Set on 5 wooded lots w/100 ft of frontage, this beautifully updated 4-bedroom, 2-bath home offers the perfect blend of comfort, recreation, and natural beauty. Extensive improvements include HVAC, well, windows, deck, pier, on-demand water heater, updated kitchen, electrical and plumbing updates, fresh paint, and a metal roof. The oversized yard has been professionally graded and seeded, creating plenty of space for entertaining and outdoor fun. Outside, you'll experience the charm of a true Michigan lakefront setting. Spend your mornings watching turtles sunning on logs, tadpoles and bullfrogs along the shoreline, right from your backyard. Cast a fishing line from your pier, launch a kayak, take the boat out for an afternoon on the water. Agent owned.
Source: SparkMLS
About this home
Located in Dowagiac, this property offers 4-bedroom, 2-bath, 1,386 sq ft, with original construction dating to 1960.
Currently offered at $489,000 (about $353/sq ft).
Annual property taxes run approximately $1,853 ($154/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Midwest Energy Cooperative; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area1,386 sqft
Lot Size0.3 acres
Year Built1960
Stories2
Location
CityDowagiac
MunicipalityWayne Twp
Zip Code49047
CountyCass
School DistrictDowagiac
Construction & Systems
StyleCape Cod
ConstructionOther
BasementPartial
Garage1 space
HeatingForced Air
WaterWell
SewerSeptic Tank
Sale & Financing
Listed6/3/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$1,853
Tax Year2025
Assessed Value$174,500
Parcel #14-150-118-001-01
Source: SparkMLS
Legal Description
617 LOTS 1 2 3 4 & 5 BLK 8 TWIN LAKE HILLS.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Connie Bratton
McKinnies Realty
Frequently Asked Questions about 24948 Lake Shore Drive, Dowagiac, MI 49047
What school district is 24948 Lake Shore Drive, Dowagiac, MI 49047 in?
Per MLS# 26027234, this property is served by Dowagiac. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26027234, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26027234, the most recent reported annual property tax for 24948 Lake Shore Drive, Dowagiac, MI 49047 is $1,853 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 24948 Lake Shore Drive, Dowagiac, MI 49047 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 24948 Lake Shore Drive, Dowagiac, MI 49047 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Midwest Energy Cooperative. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Wayne Twp police department or the Cass County sheriff's office.
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Monthly payment$3,172
Principal & interest$3,172
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Midwest Energy Cooperative
Co-op
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
24948 Lake Shore Drive, Dowagiac, MI 49047
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