Sold
2516 S State Street, St. Joseph, MI 49085
Sold on 06/01/2026 for$315,000
MLS # 26020556 (Michigan Regional Information Center (MichRIC))
3 beds1 bath1,202 sqftBuilt 19450.13 acres
1 / 47
Listing Description
Welcome to 2516 S State St -- a beautifully updated home in the heart of St. Joseph. This charming 3-bedroom, 1-bath residence blends character with thoughtful updates, all set on an oversized corner lot just minutes from downtown St. Joseph, St. Joseph High School, parks, dining, and Lake Michigan's world-class beaches and golf. For the ultimate move in ready convenience, the home is being offered with a ''turnkey'' option fully furnished right down to decorations and all of the kitchen essentials for a an additional fee. Inside, you'll find warm hardwood floors and a home that has been lovingly updated. Major improvements include a newer roof, windows, water heater, deck, cabinets, appliances, fully waterproofed basement with warranty and gutter toppers--giving peace of mind for years to come. Step outside to enjoy the expansive deck and fully fenced backyard--perfect for entertaining, relaxing, or letting pets roam freely.
Source: SparkMLS
About this home
This 3-bedroom, 1-bath, 1,202 sq ft home built in 1945 sits in St Joseph in St. Joseph.
Closed at $315,000 (about $262/sq ft).
Estimated annual property tax: $4,405, or about $367 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms1
Living Area1,202 sqft
Lot Size0.13 acres
Year Built1945
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleCape Cod
ConstructionAluminum Siding
BasementCrawl Space, Partial
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
InteriorGarage Door Opener
Sale & Financing
Listed5/6/2026
Sold Date5/31/2026
Original Price$299,000
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$4,405
Tax Year2024
Assessed Value$77,523
Parcel #11-76-4670-0094-00-4
Source: SparkMLS
Legal Description
LOT 94 LEDYARDS ADD NO 2 TO CITY OF ST JOSEPH PRT OF UNIV LOTS 75 & 86 SEC 26 T4S R19W
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Ryan D Green
Green Towne Coastal Realty
Frequently Asked Questions about 2516 S State Street, St. Joseph, MI 49085
Which school district serves 2516 S State Street, St. Joseph, MI 49085?
Per MLS# 26020556, 2516 S State Street, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 2516 S State Street, St. Joseph, MI 49085?
Per MLS# 26020556, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2516 S State Street, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $4,405 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2516 S State Street, St. Joseph, MI 49085 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2516 S State Street, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2516 S State Street, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,043
Principal & interest$2,043
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2516 S State Street, St. Joseph, MI 49085
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Municipality
St Joseph
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