Sold
261 W Main Street, Hart, MI 49420
Sold on 03/31/2026 for$265,000
MLS # 25028197 (Michigan Regional Information Center (MichRIC))
4 beds2 baths2,496 sqftBuilt 19500.36 acres
1 / 40
Listing Description
Welcome home to 261 W Main St! Pride of ownership is apparent in every detail of this home, inside and out! This gorgeous 4 bedroom, 2 bathroom, brick Cape Cod home is larger than it looks, boasting 1,800 square feet of living space on the first and second floors with almost 700 more in the partially finished basement. Gorgeous hardwood floors throughout the main floor. 2 fireplaces, 1 on main floor living room and 1 in basement den. Super convenient Murphy Bed in one of the main floor bedrooms. Both upstairs bedrooms are large and easily have room for queen beds (that will stay with the home). The detached 2 stall garage has attic storage space. The fenced in backyard contains an inground pool complete with slide and diving board. Gorgeous landscaping and two decks.
Source: SparkMLS
About this home
Located in Hart in Hart, this property offers 4-bedroom, 2-bath, 2,496 sq ft, with original construction dating to 1950.
This home sold for $265,000 (about $106/sq ft).
Estimated annual property tax: $2,317, or about $193 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Hart; natural gas by DTE Gas Company. Fiber internet is available at this address with download speeds up to 7,000 Mbps across 11 providers.
Tour
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms2
Living Area2,496 sqft
Lot Size0.36 acres
Year Built1950
Stories2
Location
CityHart
MunicipalityHart
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleCape Cod
ConstructionBrick
BasementFull
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesNatural Gas Connected
InteriorWet Bar
Sale & Financing
Listed10/28/2025
Sold Date3/30/2026
Original Price$279,900
Terms AcceptedCash, FHA, VA Loan, Rural Development, MSHDA, Conventional
Concessions$10,000
Source: SparkMLS
Tax Information
Annual Tax$2,317
Tax Year2025
Assessed Value$57,119
Parcel #020-291-001-00
Source: SparkMLS
Legal Description
COV DEED-L2008P24110 CITY OF HART STANDARD MAP PLAT B W 66 FT OF N 250 FT BLK 91.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Angela Musk
Greenridge Realty White Lake
Frequently Asked Questions about 261 W Main Street, Hart, MI 49420
Which school district serves 261 W Main Street, Hart, MI 49420?
Per MLS# 25028197, 261 W Main Street, Hart, MI 49420 is in the Hart boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hart directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 25028197, this listing accepts Cash, FHA, VA Loan, Rural Development, MSHDA, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 261 W Main Street, Hart, MI 49420?
Per public tax records, annual property taxes for this property are $2,317 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 261 W Main Street, Hart, MI 49420 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 261 W Main Street, Hart, MI 49420 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is available at 261 W Main Street, Hart, MI 49420. The maximum advertised download speed is 7.0 Gbps. 11 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 261 W Main Street, Hart, MI 49420?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hart police department or the Oceana County sheriff's office.
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Monthly payment$1,718
Principal & interest$1,718
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Internet
FiberDownload
7 Gbps
Upload
7 Gbps
FiberCableLicensed Fixed WirelessGSO SatelliteSatelliteFixed WirelessDSL
11 providers at this address
FrontierFiber
7 GbpsSpectrumCable
1 GbpsVerizonLicensed Fixed Wireless
300 MbpsStarlinkGSO Satellite
280 MbpsHughesNetSatellite
100 MbpsT-MobileLicensed Fixed Wireless
100 MbpsViasat IncSatellite
100 MbpsPoint Broadband Fiber Holding LLCFixed Wireless
50 MbpsSyncWaveFixed Wireless
32 MbpsAT&TLicensed Fixed Wireless
25 Mbps+ 1 more
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
261 W Main Street, Hart, MI 49420
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Municipality
Hart
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