Sold
2620 Botham Court, St. Joseph, MI 49085
Sold on 05/13/2026 for$265,000
MLS # 26012629 (Michigan Regional Information Center (MichRIC))
3 beds2 baths1,576 sqftBuilt 19600.25 acres
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Listing Description
Well-maintained 3-bedroom, 2 full bath home in the City of Saint Joseph offering solid updates and room to add value. Recently refinished hardwood floors highlight the main level, with matching hardwoods continuing upstairs, an uncommon and desirable feature. The kitchen features newer cabinetry and a newer refrigerator, providing a strong foundation for future enhancements. Major mechanicals and exterior components have already been addressed, including a newer roof, furnace, central A/C, and full window replacement, including the front picture window. Situated on a scenic ravine lot, the setting provides privacy and a natural backdrop. The home is currently configured with main floor wheelchair accessibility, offering flexibility for a variety of living needs. With a little cosmetic polish, this property presents a strong opportunity for owner-occupants or investors looking to capitalize on location, condition, and long-term upside.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,576 sq ft home in St Joseph in St. Joseph built in 1960.
Closed at $265,000 (about $168/sq ft).
Annual property taxes run approximately $3,491 ($291/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,576 sqft
Lot Size0.25 acres
Year Built1960
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementFull
Garage1 space
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorGarage Door Opener, Eat-in Kitchen
Sale & Financing
Listed3/30/2026
Sold Date5/12/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$5,000
Source: SparkMLS
Tax Information
Annual Tax$3,491
Tax Year2024
Assessed Value$89,093
Parcel #11-76-4460-0012-00-8
Source: SparkMLS
Legal Description
LOT 12 LAKEVIEW PARK BEING PT OF UNIV LOT 91 IN SEC 26 T4S R19W
Property Records
FEMA Flood Zone: Zone A — 100-year floodplain (no base flood elevation)
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Ryan F Katowich
Realty Executives Instant Equity
Frequently Asked Questions about 2620 Botham Court, St. Joseph, MI 49085
Which school district serves 2620 Botham Court, St. Joseph, MI 49085?
Per MLS# 26012629, 2620 Botham Court, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What financing options are available for 2620 Botham Court, St. Joseph, MI 49085?
Per MLS# 26012629, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2620 Botham Court, St. Joseph, MI 49085?
Per public tax records, annual property taxes for this property are $3,491 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2620 Botham Court, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2620 Botham Court, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone A, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2620 Botham Court, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$1,718
Principal & interest$1,718
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2620 Botham Court, St. Joseph, MI 49085
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Municipality
St Joseph
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