Sold
2732 Lacota Road, Waterford, MI 48328
Sold on 06/22/2026 for$310,000
MLS # 20261031742 (Realcomp)
3 beds3 baths1,644 sqftBuilt 19620.37 acres
1 / 44
Listing Description
Welcome home to this spacious brick ranch offering room to grow and make it your own. Featuring 3 bedrooms and 2.5 baths, this well-built home showcases wood floors throughout and a cozy fireplace that anchors the main living space. With both a generous family room and a separate living room, there’s plenty of space for everyday living and entertaining. The large layout continues with an unfinished basement—perfect for storage or future expansion—and a 2-car garage for added convenience. Step outside to a nice backyard offering space to relax, garden, or entertain. A solid home with endless potential—an incredible opportunity to create the space you’ve been dreaming of. New roof in 2021
Source: SparkMLS
About this home
This 3-bedroom, 3-bath, 1,644 sq ft home built in 1962 sits in Waterford Township in Waterford.
This home sold for $310,000 (about $189/sq ft).
Property tax estimate: $3,707 per year ($309/month). Estimate is based on county assessor records and current millage rates; actual tax may vary with PRE status and recent assessment changes.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area1,644 sqft
Lot Size0.37 acres
Year Built1962
Stories1
Location
CityWaterford
MunicipalityWaterford Twp
Zip Code48328
CountyOakland
School DistrictWaterford
Construction & Systems
ConstructionBrick
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorHot Tub Spa
Sale & Financing
Listed5/4/2026
Sold Date6/21/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$3,581
State Equalized Value$121,910
Taxable Value$65,950
Parcel #1325103009
Source: Public Records
Legal Description
T3N, R9E, SEC 25 CHEROKEE HILLS SUB NO 2 LOT 115
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Kimberly D Luna
Brookstone, Realtors LLC
Frequently Asked Questions about 2732 Lacota Road, Waterford, MI 48328
Which school district serves 2732 Lacota Road, Waterford, MI 48328?
Per MLS# 20261031742, 2732 Lacota Road, Waterford, MI 48328 is in the Waterford boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Waterford directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261031742, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2732 Lacota Road, Waterford, MI 48328?
Per public tax records, annual property taxes for this property are $3,581. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2732 Lacota Road, Waterford, MI 48328 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2732 Lacota Road, Waterford, MI 48328 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2732 Lacota Road, Waterford, MI 48328?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Oakland County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Tax Estimate
$
Annual tax$3,707
Monthly$309
Millage rate30.4079 mills
Municipality: CHARTER TOWNSHIP OF WATERFORD
School district: PONTIAC CITY SCHOOL DISTRICT
County: Oakland
Estimate based on SEV for a new buyer (taxable value resets to SEV on transfer). Actual taxes may vary. MI Treasury PT Estimator
Mortgage Calculator
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Monthly payment$2,352
Principal & interest$2,043
Property taxes$309
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2732 Lacota Road, Waterford, MI 48328
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Municipality
Waterford Township
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County
Oakland County
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