For Sale
2854 ELMWOOD Street, Port Huron, MI 48060
$345,900
MLS # 20261045627 (Realcomp)
3 beds2 baths1,872 sqftBuilt 19610.22 acres
1 / 55
Listing Description
Welcome to waterfront living in this highly desirable canal-front neighborhood with stunning views of the Black River. Dock your boat or jet ski right in front of your home, and enjoy quick access to the beach, downtown dining, and all that waterfront living has to offer. This beautifully updated 1,872 sq ft. Bi-level home features 3 bedrooms and 2 full bathrooms, offering plenty of space for family and friends. The upper level boasts a spacious living room with hardwood floors, two generously sized bedrooms and a full bath. Retreat to the lower level where you'll find the private primary suite with it's own full bath, along with a spacious kitchen, cozy family room with a gas fireplace, and a large laundry room complete with a laundry chute. Abundant natural light fills both levels, creating a warm and inviting atmosphere throughout the home. Outside, the drive-through garage opens to the perfect entertaining space featuring a pergola with a private sitting area and a beautiful paver stone fire pit for relaxing evenings by the water. The low-maintenance Trex dock is equipped with a charming two-person swing, boat mooring whips and a jet ski hoist making it easy to enjoy life on the river. Roof and furnace 2017. All appliances are included in the sale.
Source: SparkMLS
About this home
This 3-bedroom, 2-bath, 1,872 sq ft home built in 1961 sits in Port Huron in Port Huron.
Currently offered at $345,900 (about $185/sq ft).
Estimated annual property tax: $4,476, or about $373 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,872 sqft
Lot Size0.22 acres
Year Built1961
Stories2
Location
CityPort Huron
Zip Code48060
CountySt. Clair
School DistrictPort Huron
Construction & Systems
ConstructionBrick, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/20/2026
Original Price$350,000
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,476
Parcel #74065980023000
Source: SparkMLS
Legal Description
LOT 134 PLAT NO. 4 OF RIVERWOOD SUBDIVISION
Property Records
FEMA Flood Zone: Zone AE — 100-year floodplain
Flood insurance required for federally backed mortgages
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Mary J Hart
Realty Executives Home Towne
Frequently Asked Questions about 2854 ELMWOOD Street, Port Huron, MI 48060
Which school district serves 2854 ELMWOOD Street, Port Huron, MI 48060?
Per MLS# 20261045627, 2854 ELMWOOD Street, Port Huron, MI 48060 is in the Port Huron boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Port Huron directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20261045627, this listing accepts Cash, Conventional, FHA, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2854 ELMWOOD Street, Port Huron, MI 48060?
Per public tax records, annual property taxes for this property are $4,476. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2854 ELMWOOD Street, Port Huron, MI 48060 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2854 ELMWOOD Street, Port Huron, MI 48060 in a flood zone?
Per FEMA flood maps, this property is designated as Zone AE, a high-risk flood area. Flood insurance is required for federally-backed mortgages in this zone. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2854 ELMWOOD Street, Port Huron, MI 48060?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: SEMCO Energy Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the local police department or county sheriff's office.
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Monthly payment$2,244
Principal & interest$2,244
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2854 ELMWOOD Street, Port Huron, MI 48060
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Municipality
Port Huron
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