Sold
286 Waterlily, Whitmore Lake, MI 48189
Sold on 10/30/2025 for$370,000
MLS # 20251041985 (Realcomp)
3 beds2 baths1,977 sqftBuilt 19960.31 acres
1 / 37
Listing Description
Prepare to be impressed! Completely updated colonial in ever-popular Eagle Gardens, where fencing is allowed and sidewalks are throughout the subdivision. The owner of 25 years has meticulously maintained and updated the home. Excellent floor plan that offers a rare family room, originally built with the house, providing an extra-large basement. The family room has a beautiful gas fireplace and a doorwall leading to the deck. Gorgeous, updated maple and granite kitchen with tile backsplash and SS appliances. The amazing finished basement, completed in 2024, offers an additional 430 sq ft. The large primary suite features access to a full bath and two closets, one of which is a walk-in closet. Both bathrooms have been updated and new Pella windows and doorwall were installed in 2025. Additionally, an insulated garage door and opener were installed in 2025, along with a garage service door. The roof was replaced in 2012, and the interior features custom window treatments, flooring, fixtures, and hardware, among other upgrades. Other features include a side entrance garage, an oversized lot, a low-traffic cul-de-sac location, a composite deck, all appliances included, and more.The quarterly association fee of $134 includes garage and recycling services. The area qualifies for USDA/RD loans - move in with zero percent down.
Source: SparkMLS
About this home
Located in Northfield Township in Whitmore Lake, this property offers 3-bedroom, 2-bath, 1,977 sq ft, with original construction dating to 1996.
This home sold for $370,000 (about $187/sq ft).
Property tax estimate: $3,508 per year ($292/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company. Broadband is available with download speeds up to 1,000 Mbps from 7 providers.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,977 sqft
Lot Size0.31 acres
Year Built1996
Stories2
Location
CityWhitmore Lake
MunicipalityNorthfield Twp
Zip Code48189
CountyWashtenaw
School DistrictWhitmore Lake Public Schools
Construction & Systems
ConstructionVinyl Siding
Garage2 spaces
HeatingForced Air
WaterWell
SewerPublic
InteriorBasement Finished, Humidifier, Water Softener/Owned
Sale & Financing
Listed10/2/2025
Sold Date10/29/2025
Terms AcceptedCash, Conventional, FHA, Rural Development, VA Loan
HOA
HOA Fee$134 / Quarterly
IncludesTrash
Source: SparkMLS
Tax Information
Annual Tax$3,508
Parcel #B00208110034
Source: SparkMLS
Legal Description
TRANS 11/8/96 NEW PLAT M.D. L3159 P620 ****FROM 0208100002 09/25/95****FROM 0208100003 09/25/95UNIT 34 EAGLE GARDENS CONDO
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Marilyn Handloser
RE/MAX Classic
Frequently Asked Questions about 286 Waterlily, Whitmore Lake, MI 48189
Which school district serves 286 Waterlily, Whitmore Lake, MI 48189?
Per MLS# 20251041985, 286 Waterlily, Whitmore Lake, MI 48189 is in the Whitmore Lake Public Schools boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Whitmore Lake Public Schools directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 20251041985, this listing accepts Cash, Conventional, FHA, Rural Development, VA Loan financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 286 Waterlily, Whitmore Lake, MI 48189?
Per public tax records, annual property taxes for this property are $3,508. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 286 Waterlily, Whitmore Lake, MI 48189 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 286 Waterlily, Whitmore Lake, MI 48189 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What internet service is available at this address?
Per FCC Broadband Data Collection filings, fiber internet is not currently available at 286 Waterlily, Whitmore Lake, MI 48189. The maximum advertised download speed is 1.0 Gbps. 7 internet providers serve this address. Confirm availability and speeds directly with providers.
What utilities serve 286 Waterlily, Whitmore Lake, MI 48189?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the source. Washtenaw County is served by CLEMIS (Courts and Law Enforcement Management Information System), which provides public safety data for Southeast Michigan law enforcement agencies.
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Mortgage Calculator
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Monthly payment$2,509
Principal & interest$2,464
HOA$45
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
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Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
286 Waterlily, Whitmore Lake, MI 48189
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Municipality
Northfield Township
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County
Washtenaw County
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