For Sale
2861 W Polk Road, Hart, MI 49420
$499,000
MLS # 26026839 (Michigan Regional Information Center (MichRIC))
5 beds3 baths3,360 sqftBuilt 19931.63 acres
1 / 52
Listing Description
Welcome to country living just east of Hart in the beautiful Oceana Co. A spacious 5-bedroom, 3 bath home on almost 2 acres of well-groomed land with a very large 48 x 72 insulated pole barn w/ loft - ready for whatever your needs may be, from storage, to entertainment, to a barndominium. The home boasts an open floor plan w/ a large kitchen flowing into the dining & family living area. A master suite with its own private bath & large walk-in closet on the upper level to 2 add'l large bedrooms & a full bath on the main level & 2 more bedrooms on the lower level with a family/recreation area, full bath, all on a walkout level. Beautiful accents of plank ceilings & lots of storage. The home even features geothermal heating. Located just minutes from US 31 to Silver Lake Sand Dunes to Lake Michigan.
Source: SparkMLS
About this home
This 5-bedroom, 3-bath, 3,360 sq ft home built in 1993 sits in Hart.
Asking $499,000 (about $149/sq ft).
Estimated annual property tax: $2,615, or about $218 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by City of Hart; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms3
Living Area3,360 sqft
Lot Size1.63 acres
Year Built1993
Stories3
Location
CityHart
MunicipalityHart Twp
Zip Code49420
CountyOceana
School DistrictHart
Construction & Systems
StyleRanch
ConstructionVinyl Siding
BasementFull, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterWell
UtilitiesPhone Available, Natural Gas Available, Cable Available
InteriorBroadband, Garage Door Opener, Eat-in Kitchen, Pantry
Sale & Financing
Listed6/2/2026
Terms AcceptedCash, FHA, VA Loan, Rural Development, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,615
Tax Year2025
Assessed Value$88,316
Parcel #64-007-021-100-12
Source: SparkMLS
Legal Description
SEC 21 T15N R17W. 2.15 A M/L N 1/2 OF NE 1/4 OF NE 1/4 OF NW 1/4
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Steven C Dykstra
Dykstra Real Estate LLC
Frequently Asked Questions about 2861 W Polk Road, Hart, MI 49420
Which school district serves 2861 W Polk Road, Hart, MI 49420?
Per MLS# 26026839, 2861 W Polk Road, Hart, MI 49420 is in the Hart boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Hart directly to confirm enrollment eligibility.
Can I use FHA or VA financing for this property?
Per MLS# 26026839, this listing accepts Cash, FHA, VA Loan, Rural Development, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 2861 W Polk Road, Hart, MI 49420?
Per public tax records, annual property taxes for this property are $2,615 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2861 W Polk Road, Hart, MI 49420 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 2861 W Polk Road, Hart, MI 49420 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2861 W Polk Road, Hart, MI 49420?
Per Michigan Public Service Commission service territory data: Electric: City of Hart. Gas: DTE Gas Company. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Hart Twp police department or the Oceana County sheriff's office.
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Monthly payment$3,237
Principal & interest$3,237
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
City of Hart
Municipal
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2861 W Polk Road, Hart, MI 49420
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