For Sale
28629 JAMES Street, Garden City, MI
$220,000
MLS # 20261026616 (Realcomp)
3 beds2 baths1,699 sqftBuilt 19540.15 acres
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Listing Description
Tucked away in the heart of Garden City, this charming bungalow offers the perfect blend of character, comfort, and thoughtful updates. Featuring 3 bedrooms and 2 full bathrooms, this home provides both space and functionality for everyday living.Natural sunlight fills the home, creating a bright and welcoming atmosphere throughout. The spacious kitchen offers plenty of room for cooking, dining, and gathering. Recent updates include brand new flooring throughout the home, fresh paint throughout the entire interior, and beautifully remodeled bathrooms, making this home truly move-in ready. The basement has also been professionally waterproofed, providing added peace of mind and excellent potential for additional living space, recreation, or organized storage.A standout feature for the area is the attached garage with convenient drive-through access to the backyard. Step outside to enjoy the large, private fenced backyard, perfect for relaxing, entertaining, or creating your own outdoor retreat.Upstairs, the loft area with built-in shelving provides a cozy and versatile space ideal for a reading nook, home office, or creative area. Full of charm and flexibility, this delightful home is a rare find offering comfort, updates, and a great location in Garden City.
Source: SparkMLS
About this home
3-bedroom, 2-bath, 1,699 sq ft home in Garden City in Garden City built in 1954.
Listed at $220,000 (about $129/sq ft).
Estimated annual property tax: $4,632, or about $386 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by DTE Electric Company; natural gas by Consumers Energy Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms2
Living Area1,699 sqft
Lot Size0.15 acres
Year Built1954
Stories2
Location
CityGarden City
MunicipalityGarden City
CountyWayne
School DistrictGarden City
Construction & Systems
ConstructionAluminum Siding
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed4/20/2026
Terms AcceptedCash, Conventional, FHA, VA Loan
Source: SparkMLS
Tax Information
Annual Tax$4,632
Parcel #35009030195002
Source: SparkMLS
Legal Description
12C195B 12C196A W 30 FT OF LOT 195 AND THE E 20 FT OF LOT 196 GARBERS WARREN WOODS SUB T2S R9E L48 P67 WCR
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Oraibe E Breadiy
HomeCraft Real Estate
Frequently Asked Questions about 28629 JAMES Street, Garden City, MI
What school district is 28629 JAMES Street, Garden City, MI in?
Per MLS# 20261026616, this property is served by Garden City. In Michigan, school district boundaries are set by the state and do not always follow city limits.
Can I use FHA or VA financing for this property?
Per MLS# 20261026616, the seller has indicated this property accepts the following financing types: Cash, Conventional, FHA, VA Loan. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 20261026616, the most recent reported annual property tax for 28629 JAMES Street, Garden City, MI is $4,632. Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 28629 JAMES Street, Garden City, MI eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 28629 JAMES Street, Garden City, MI is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: DTE Electric Company. Gas: Consumers Energy Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
Per our practice, crime and safety data should be obtained directly from the authoritative source. Wayne County law enforcement agencies participate in CLEMIS (Courts and Law Enforcement Management Information System) for public safety records.
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Monthly payment$1,427
Principal & interest$1,427
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
DTE Electric Company
Investor-Owned
Consumers Energy Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
28629 JAMES Street, Garden City, MI
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Municipality
Garden City
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County
Wayne County
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