Sold
2904 Veronica Drive, St. Joseph, MI 49085
Sold on 05/22/2026 for$400,000
MLS # 26014212 (Michigan Regional Information Center (MichRIC))
5 beds2 baths2,089 sqftBuilt 19610.25 acres
1 / 26
Listing Description
Lovingly maintained brick ranch in one of St. Joseph's quiet, established neighborhoods, just minutes from downtown, Lake Michigan beaches, shopping, and dining. With over 2,000 square feet on the main level and 4-5 bedrooms, this home offers the generous room sizes and solid construction buyers are always hoping to find, along with a 2-car garage and a layout that provides excellent flexibility and separation of spaces. One wing of the home could serve beautifully as a spacious family room or primary suite retreat, complete with office/bedroom, a full bath, while the other 3 bedrooms are tucked into a separate wing, creating a comfortable and functional floor plan for a variety of living needs. Long cared for as a parsonage for decades, the property reflects years of attentive maintenance and thoughtful updates, including fresh paint throughout, new carpet and flooring, new professional landscaping, furnace in 2021, and a beautifully remodeled kitchen featuring quartz countertops
Source: SparkMLS
About this home
This 5-bedroom, 2-bath, 2,089 sq ft home built in 1961 sits in St Joseph in St. Joseph.
This home sold for $400,000 (about $191/sq ft).
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms5
Bathrooms2
Living Area2,089 sqft
Lot Size0.25 acres
Year Built1961
Stories1
Location
CitySt. Joseph
MunicipalitySt. Joseph City
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
StyleRanch
ConstructionBrick
BasementPartial
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
InteriorCeiling Fan(s), Eat-in Kitchen, Pantry
Sale & Financing
Listed4/7/2026
Sold Date5/21/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Concessions$1,500
Source: SparkMLS
Tax Information
Annual Tax$0
Tax Year2025
Assessed Value$0
Parcel #11-76-1220-0026-00-1
Source: SparkMLS
Legal Description
LOT 26 COLBY HGTS SUBDN
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Not Eligible
Verify eligibility at USDAListed by Gretta V and Jamie Lee Group
@properties Christie's International R.E.
Frequently Asked Questions about 2904 Veronica Drive, St. Joseph, MI 49085
Which school district serves 2904 Veronica Drive, St. Joseph, MI 49085?
Per MLS# 26014212, 2904 Veronica Drive, St. Joseph, MI 49085 is in the St. Joseph boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact St. Joseph directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26014212, this listing accepts Cash, FHA, VA Loan, Conventional financing. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 2904 Veronica Drive, St. Joseph, MI 49085 is not in an eligible area. USDA eligibility is based on property location — properties within designated urban zones are excluded. Other low-down-payment options (FHA, VA) may still be available.
Is 2904 Veronica Drive, St. Joseph, MI 49085 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 2904 Veronica Drive, St. Joseph, MI 49085?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph City police department or the Berrien County sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2904 Veronica Drive, St. Joseph, MI 49085
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Municipality
St Joseph
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