Under Contract
2946 Windsor Drive, St. Joseph, MI 49085
$395,000
MLS # 26029995 (Michigan Regional Information Center (MichRIC))
4 beds3 baths2,727 sqftBuilt 19650.47 acres
1 / 38
Listing Description
Roof replaced May 2026 Egress window added for 4th bedroom June 2026 Washer and Dryer June 2026 Refrigerator, Range, Vent hood, and Dishwasher June 2026 Seller is providing a One Year Home Warranty through American Home Shield - Shield Complete plan. Welcome to 2946 Windsor Dr, situated in a peaceful location within Saint Joseph School District. This stately home offers over 2,700 sq ft and so much flex space that you have to come see it in person to appreciate. You'll have peace of mind with a new roof and new appliances (fridge, range, dishwasher, hood vent, washer, & dryer), and an A/C unit replaced in June of 2023. The home was recently upgraded from 3 bedrooms to 4 bedrooms by adding a new egress window to the lower level bedroom.
Source: SparkMLS
About this home
Located in St Joseph Township in St. Joseph, this property offers 4-bedroom, 3-bath, 2,727 sq ft, with original construction dating to 1965.
Asking $395,000 (about $145/sq ft).
Annual property taxes run approximately $5,117 ($426/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Indiana Michigan Power Company; natural gas by Michigan Gas Utilities Corporation.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms4
Bathrooms3
Living Area2,727 sqft
Lot Size0.47 acres
Year Built1965
Stories2
Location
CitySt. Joseph
MunicipalitySt. Joseph Twp
Zip Code49085
CountyBerrien
School DistrictSt. Joseph
Construction & Systems
ConstructionAluminum Siding
BasementFull, Slab, Walk-Out Access
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Available, Natural Gas Available, Electricity Available, Cable Available, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorCeiling Fan(s), Broadband, Garage Door Opener
Sale & Financing
Listed6/16/2026
Terms AcceptedCash, FHA, VA Loan, Conventional
Source: SparkMLS
Tax Information
Annual Tax$5,117
Tax Year2026
Assessed Value$165,521
Parcel #11-18-3100-0014-00-0
Source: SparkMLS
Legal Description
per title commitment
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Lifestyle Properties Group
eXp Realty
Frequently Asked Questions about 2946 Windsor Drive, St. Joseph, MI 49085
What school district is 2946 Windsor Drive, St. Joseph, MI 49085 in?
Per MLS# 26029995, this property is served by St. Joseph. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What type of financing is accepted for this listing?
Per MLS# 26029995, the seller has indicated this property accepts the following financing types: Cash, FHA, VA Loan, Conventional. FHA financing can offer lower down payment requirements for qualified buyers. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 26029995, the most recent reported annual property tax for 2946 Windsor Drive, St. Joseph, MI 49085 is $5,117 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 2946 Windsor Drive, St. Joseph, MI 49085 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 2946 Windsor Drive, St. Joseph, MI 49085 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: Michigan Gas Utilities Corporation. Sewer: Public. Water: Public. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the St. Joseph Twp police department or the Berrien County sheriff's office.
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Monthly payment$2,562
Principal & interest$2,562
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Indiana Michigan Power Company
Investor-Owned
Michigan Gas Utilities Corporation
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
2946 Windsor Drive, St. Joseph, MI 49085
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Municipality
St Joseph Township
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