For Sale
300 S Rath Avenue 22, Ludington, MI 49431
$799,000
MLS # 26028178 (Michigan Regional Information Center (MichRIC))
2 beds2 baths1,871 sqftBuilt 19990 acres
1 / 27
Listing Description
Experience exceptional waterfront living in the heart of Ludington with this luxurious marina-front condominium offering breathtaking views of Ludington's iconic channel and lighthouse. Perfectly positioned on the ground floor, this beautifully appointed 1,871-square-foot residence combines elegance, comfort, and an unbeatable location. Designed for both entertaining and everyday living, the spacious open-concept floor plan features soaring 10-foot tray ceilings, abundant natural light, and seamless access to a private waterfront patio where you can enjoy front-row views of boats passing through the channel and stunning sunsets over Lake Michigan. The residence includes two generously sized bedrooms, a versatile office/den ideal for remote work or additional guest accommodations, and two full bathrooms thoughtfully designed with quality finishes. The primary suite offers a peaceful retreat with ample space and privacy, while the second bedroom provides comfort for family and guests.
Source: SparkMLS
About this home
Located in Ludington in Ludington, this property offers 2-bedroom, 2-bath, 1,871 sq ft, with original construction dating to 1999.
Asking $799,000 (about $427/sq ft).
Annual property taxes run approximately $11,112 ($926/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms2
Living Area1,871 sqft
Year Built1999
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
Sale & Financing
Listed6/9/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$575 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care, Cable/Satellite
Source: SparkMLS
Tax Information
Annual Tax$11,112
Tax Year2026
State Equalized Value$228,600
Taxable Value$177,765
Assessed Value$182,564
Parcel #051-556-001-22
Source: Public Records
Legal Description
MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 25, HARBOR FRONT PLAZA, 2ND AMENDMENT, UNIT #22 also includes. MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 25, 2ND & 4TH AMENDMENTS, HARBOR FRONT PLAZA, GARAGE UNIT #H
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Don Bradley
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 300 S Rath Avenue 22, Ludington, MI 49431
Which school district serves 300 S Rath Avenue 22, Ludington, MI 49431?
Per MLS# 26028178, 300 S Rath Avenue 22, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 300 S Rath Avenue 22, Ludington, MI 49431?
Per MLS# 26028178, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 300 S Rath Avenue 22, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $11,112 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 300 S Rath Avenue 22, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 300 S Rath Avenue 22, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 300 S Rath Avenue 22, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
Loading map...
BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
$
%
$
$
$
Monthly payment$5,757
Principal & interest$5,182
HOA$575
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
300 S Rath Avenue 22, Ludington, MI 49431
View full property history →
Municipality
Ludington
View all listings →
Get email alerts for new listings near 300 S Rath Avenue 22
We'll notify you when something hits the market in Ludington or nearby.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.