Sold
300 S Rath Avenue 28, Ludington, MI 49431
Sold on 05/18/2026 for$1,000,000
MLS # 26020352 (Michigan Regional Information Center (MichRIC))
2 beds3 baths2,645 sqftBuilt 20010 acres
1 / 44
Listing Description
There is one view in Ludington. This is it. From the top floor of the city's most prestigious waterfront building, this fully furnished, single-level condo delivers an unobstructed panorama of Lake Michigan, the channel, Père Marquette Lake, and both lighthouses -- all at once, from your private west-facing balconies. Chase sunsets from your primary suite. Count Fourth of July fireworks from your living room. Step outside and Ludington Waterfront Park is at your door -- summer concerts, marina activity, and the best of West Michigan life within easy reach. And when the S.S. Badger -- America's last coal-fired passenger steamship and a National Historic Landmark -- makes her daily run down the channel, you'll find yourself at the railing waving to passengers as she passes. It's one of those unhurried moments that only Ludington delivers. Designed for effortless single-floor living, this Lake Michigan waterfront condo works beautifully as a vacation retreat, a retirement destination, or
Source: SparkMLS
About this home
This 2-bedroom, 3-bath, 2,645 sq ft home built in 2001 sits in Ludington in Ludington.
Closed at $1,000,000 (about $378/sq ft).
Estimated annual property tax: $21,209, or about $1,767 monthly. Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Consumers Energy Company; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeCondominium
Bedrooms2
Bathrooms3
Living Area2,645 sqft
Year Built2001
Stories1
Location
CityLudington
MunicipalityLudington
Zip Code49431
CountyMason
School DistrictLudington
Construction & Systems
StyleContemporary
ConstructionStone, Vinyl Siding
BasementSlab
Garage2 spaces
HeatingForced Air
WaterPublic
SewerPublic
UtilitiesPhone Connected, Natural Gas Connected, Cable Connected, High-Speed Internet
InteriorElevator, Garage Door Opener, Wet Bar, Center Island
Sale & Financing
Listed5/5/2026
Sold Date5/17/2026
Terms AcceptedCash, Conventional
HOA
HOA Fee$575 / Monthly
IncludesTrash, Snow Removal, Lawn/Yard Care, Cable/Satellite
Source: SparkMLS
Tax Information
Annual Tax$21,209
Tax Year2026
Assessed Value$371,080
Parcel #5305155600128
Source: SparkMLS
Legal Description
MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 25, HARBOR FRONT PLAZA, 2ND AMENDMENT, UNIT #28; and MASON COUNTY CONDOMINIUM SUBDIVISION PLAN NO 25, 2ND & 4TH AMENDMENTS, HARBOR FRONT PLAZA, GARAGE UNIT #B
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Rick Randall
LIGHTHOUSE REALTY-Ludington
Frequently Asked Questions about 300 S Rath Avenue 28, Ludington, MI 49431
Which school district serves 300 S Rath Avenue 28, Ludington, MI 49431?
Per MLS# 26020352, 300 S Rath Avenue 28, Ludington, MI 49431 is in the Ludington boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Ludington directly to confirm enrollment eligibility.
What financing options are available for 300 S Rath Avenue 28, Ludington, MI 49431?
Per MLS# 26020352, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 300 S Rath Avenue 28, Ludington, MI 49431?
Per public tax records, annual property taxes for this property are $21,209 (2026). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 300 S Rath Avenue 28, Ludington, MI 49431 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 300 S Rath Avenue 28, Ludington, MI 49431 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 300 S Rath Avenue 28, Ludington, MI 49431?
Per Michigan Public Service Commission service territory data: Electric: Consumers Energy Company. Gas: DTE Gas Company. Sewer: Public. Water: Public. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Ludington police department or the Mason County sheriff's office.
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BETAMulti-Year Tax History
View SEV, Taxable Value, and uncapping difference for this parcel — Mason County public records.
Mortgage Calculator
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Monthly payment$7,710
Principal & interest$7,135
HOA$575
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Consumers Energy Company
Investor-Owned
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
300 S Rath Avenue 28, Ludington, MI 49431
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Municipality
Ludington
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