Sold
3004 White Oaks Lane, Buchanan, MI 49107
Sold on 02/06/2026 for$375,000
MLS # 25007042 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,509 sqftBuilt 19910.35 acres
1 / 65
Listing Description
This bright charming home is located in a small Buchanan community, right across from the picturesque St. Joseph River. Enjoy stunning water views and the convenience of your own boat dock with direct access to the river. The spacious layout features a huge living room, a dining area perfect for entertaining, three bedrooms, and 2.5 baths. The large unfinished basement offers endless possibilities for customization. Additionally, the home has received numerous mechanical upgrades over the past 10 years. Dues cover all lawn care, leaf removal, snow plowing, weekly Garbage pick up, water, and the Irrigation system for hassle-free maintenance.
Source: SparkMLS
About this home
Located in Buchanan, this property offers 3-bedroom, 3-bath, 2,509 sq ft, with original construction dating to 1991.
Closed at $375,000 (about $149/sq ft).
Annual property taxes run approximately $3,448 ($287/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Fiber internet is available at this address with download speeds up to 1,200 Mbps across 9 providers. Electric service is provided by Indiana Michigan Power Company; natural gas by SEMCO Energy Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,509 sqft
Lot Size0.35 acres
Year Built1991
Stories2
Location
CityBuchanan
MunicipalityNiles Twp
Zip Code49107
CountyBerrien
School DistrictBuchanan
Construction & Systems
StyleTraditional
ConstructionVinyl Siding
BasementDaylight, Full, Walk-Out Access
Garage2 spaces
HeatingForced Air, Heat Pump
WaterWell
SewerSeptic Tank
UtilitiesCable Connected
InteriorCeiling Fan(s), Garage Door Opener, Eat-in Kitchen
Sale & Financing
Listed4/1/2025
Sold Date2/5/2026
Original Price$440,000
Terms AcceptedCash, Conventional
HOA
HOA Fee$330 / Monthly
IncludesWater, Trash, Snow Removal, Lawn/Yard Care
Source: SparkMLS
Tax Information
Annual Tax$3,448
Tax Year2024
Assessed Value$133,200
Parcel #11-14-8555-0022-00-4
Source: SparkMLS
Legal Description
UNIT 22 WHITE OAKS CONDOMINIUMS LIBER 8 PAGE 1 REPLAT NO 1 LIBER 8 PAGE 48 REPLAT NO 2 RELOC LIBER 8 PAGE 76
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Renny Mills
@properties Christie's International R.E.
Frequently Asked Questions about 3004 White Oaks Lane, Buchanan, MI 49107
What school district is 3004 White Oaks Lane, Buchanan, MI 49107 in?
Per MLS# 25007042, this property is served by Buchanan. In Michigan, school district boundaries are set by the state and do not always follow city limits.
What financing options are available for 3004 White Oaks Lane, Buchanan, MI 49107?
Per MLS# 25007042, the seller has indicated this property accepts the following financing types: Cash, Conventional. Financing acceptance is subject to change — confirm with the listing agent.
How much are property taxes for this home?
Per MLS# 25007042, the most recent reported annual property tax for 3004 White Oaks Lane, Buchanan, MI 49107 is $3,448 (2024). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Is 3004 White Oaks Lane, Buchanan, MI 49107 eligible for USDA financing?
Per USDA boundary maps, this property is located in a USDA-eligible area, which means qualified buyers may be able to finance with 0% down through the USDA Rural Development program. Confirm current eligibility directly with USDA.
What is the FEMA flood zone designation for this property?
Per FEMA's National Flood Hazard Layer, 3004 White Oaks Lane, Buchanan, MI 49107 is in flood zone X (minimal risk). Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
Is fiber internet available at 3004 White Oaks Lane, Buchanan, MI 49107?
Per FCC broadband data, this property has access to fiber internet service. The maximum advertised download speed is 1.2 Gbps. 9 internet providers serve this address. Confirm availability and speeds directly with providers.
Who are the utility providers for this property?
Per Michigan Public Service Commission service territory data: Electric: Indiana Michigan Power Company. Gas: SEMCO Energy Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
How safe is this area?
For crime and public safety data, we recommend inquiring directly with the Niles Twp police department or the Berrien County sheriff's office.
Loading map...
Mortgage Calculator
$
%
$
$
$
Monthly payment$2,918
Principal & interest$2,588
HOA$330
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Internet
FiberDownload
1.2 Gbps
Upload
1 Gbps
CableFiberLicensed Fixed WirelessGSO SatelliteSatelliteDSL
9 providers at this address
FCC Broadband Data Collection (Dec 2025). Max advertised speeds.
Utilities
Indiana Michigan Power Company
Investor-Owned
SEMCO Energy Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3004 White Oaks Lane, Buchanan, MI 49107
View full property history →
Get email alerts for new listings near 3004 White Oaks Lane
We’ll notify you when new listings match your interests.
Munro Real Estate · MI Broker #6502405404 · No spam, one-click unsubscribe.