For Sale
3012 Wildwood Harbor Road, Boyne City, MI 49712
$435,000
MLS # 26026199 (Michigan Regional Information Center (MichRIC))
3 beds3 baths2,454 sqftBuilt 19721.2 acres
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Listing Description
''Updated Spanish-Style Retreat in Northern Michigan's Golden Triangle -- Move-In-Ready'' Tucked into Northern Michigan's coveted Golden Triangle--where Boyne City, Walloon Lake, and Horton Bay converge--this beautifully updated 3-bedroom, 2.5-bath Spanish-style retreat delivers a rare combination of architectural character, move-in-ready convenience, and four-season recreation at your doorstep. Over 2,400 square feet of freshly renovated living space rests on a private 1.14-acre setting, with stucco exterior, arched portico, and river rock detail giving this home a distinct presence you won't find in standard Up North inventory. Inside, a spacious primary suite opens to a private deck, two fully updated full baths plus an updated powder bath serve everyday life beautifully, and a bright kitchen flows into multiple living areas--perfect for entertaining or quiet mornings alike. The attached two-plus car garage frames a charming outdoor courtyard, while a partial basement adds storage or
Source: SparkMLS
About this home
Located in Boyne City, this property offers 3-bedroom, 3-bath, 2,454 sq ft, with original construction dating to 1972.
Currently offered at $435,000 (about $177/sq ft).
Annual property taxes run approximately $2,001 ($167/month). Tax figure is from the MLS listing record; verify with the county treasurer for the most current amount.
Electric service is provided by Great Lakes Energy Cooperative; natural gas by DTE Gas Company.
Listing Property Details
Property TypeResidential
Property SubtypeSingle Family Residence
Bedrooms3
Bathrooms3
Living Area2,454 sqft
Lot Size1.2 acres
Year Built1972
Stories2
Location
CityBoyne City
MunicipalityEvangeline Twp
Zip Code49712
CountyCharlevoix
School DistrictBoyne City
Construction & Systems
StyleTraditional
ConstructionStucco
BasementFull, Slab
Garage2 spaces
HeatingForced Air
WaterWell
SewerSeptic Tank
UtilitiesNatural Gas Connected
Sale & Financing
Listed5/31/2026
Terms AcceptedCash, Conventional
Source: SparkMLS
Tax Information
Annual Tax$2,001
Tax Year2025
State Equalized Value$128,200
Taxable Value$128,200
Assessed Value$132,174
Homestead (PRE)100%
Parcel #005-023-001-20
Source: Public Records
Legal Description
COM AT N 1/8 COR ON E LI SEC 23 T33N R6WTH WLY AL SD 1/8 LI 589.45FT TO C/L WILDWOOD HARBOR RD TH NWLY AL C/L SD RD 80.37FT TH ELY PARA WI N 1/8 LI 172.73FT TH NLY PARA WI E SEC LI 454FT FOR POB TH CONT N 200FT TH WLY PARA WI N1/8 LI C/L SD RD TH SLY AL SD C/L TO PT DUE W OF POB TH E TO POB BEING PT OF NE 1/4 OF NE1/4 SEC 23-33-6.
Property Records
FEMA Flood Zone: Zone X — Minimal flood risk
Source: FEMA NFHLUSDA Rural Development: Eligible — 0% Down Payment Available
Verify eligibility at USDAListed by Tyler Ingalls
Keystone Home Group Realty LLC
Frequently Asked Questions about 3012 Wildwood Harbor Road, Boyne City, MI 49712
Which school district serves 3012 Wildwood Harbor Road, Boyne City, MI 49712?
Per MLS# 26026199, 3012 Wildwood Harbor Road, Boyne City, MI 49712 is in the Boyne City boundaries. School district assignments are determined by property location and may differ from the mailing city. Contact Boyne City directly to confirm enrollment eligibility.
What type of financing is accepted for this listing?
Per MLS# 26026199, this listing accepts Cash, Conventional financing. Financing acceptance is subject to change — confirm with the listing agent.
What are the property taxes at 3012 Wildwood Harbor Road, Boyne City, MI 49712?
Per public tax records, annual property taxes for this property are $2,001 (2025). Michigan property taxes are based on a property's taxable value multiplied by the local millage rate. Primary residences qualify for a homestead exemption that lowers the rate.
Can I use a USDA Rural Development loan for this property?
Per USDA Rural Development boundary data, 3012 Wildwood Harbor Road, Boyne City, MI 49712 is in an eligible area. USDA RD loans offer 0% down payment for qualified buyers. Verify current eligibility at the USDA eligibility site, as boundaries are updated periodically.
Is 3012 Wildwood Harbor Road, Boyne City, MI 49712 in a flood zone?
Per FEMA flood maps, this property is designated as Zone X, a minimal-risk flood area. Flood insurance is not typically required in this zone but may still be advisable. FEMA flood maps are updated periodically — verify the current designation at msc.fema.gov.
What utilities serve 3012 Wildwood Harbor Road, Boyne City, MI 49712?
Per Michigan Public Service Commission service territory data: Electric: Great Lakes Energy Cooperative. Gas: DTE Gas Company. Sewer: Septic Tank. Water: Well. Confirm service details directly with providers.
What is the crime rate in this area?
For crime and public safety data, we recommend inquiring directly with the Evangeline Twp police department or the Charlevoix County sheriff's office.
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Monthly payment$2,821
Principal & interest$2,821
Estimate only. Does not include PMI or other fees. Consult a lender for exact rates.
Utilities
Great Lakes Energy Cooperative
Co-op
DTE Gas Company
Investor-Owned
MI Public Service Commission service territory boundaries.
Property
3012 Wildwood Harbor Road, Boyne City, MI 49712
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